What Makes Your St. Johns County, FL Home Insurance Cheap or Expensive

St. Johns County, FL homeowners insurance rate is about $1499 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of St. Johns County, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
S Campania Ct, Foxcraft St, Antler Hill Ct, Riverview Dr S, Brookfall Dr, Irish Rose Ln, Stonehurst Pkwy, N Campania Ct, Windover Pl, Crested Heron Ct $1,692
Sugarcane Ave, Palomino Way, Mango Cir, 6th Ave, Ravenscroft Ln, Doe Run Rd, Palm Hammock Cir, Lakeshore Dr, River Run Blvd, Chaucer Ln $1,742
Cracker Swamp Rd, Stephen St, Olga St, Dark Horse Ln, Franco Ave, Theresa St, J E Ausley Rd, Erickson Ave, Donald St, Bee Farm Rd $1,383
Willow Grouse Pl, Boneset Branch Ln, Hunston Way, S Aster Trce, W Pleasant Pl, N Checkerberry Way, Edgewater Branch Dr, Jessica Way, Buckhead Ct, Zach Trace Ct $1,622
Hortons Trce, N 5th St, Murillo Ave, Datura St, Indian Rock Rd, Newpark Ct, Cedar Arbor Ct, S Stratton Rd, Tall Pine Ct, St Johns Business Pl $1,380

Cost of St. Johns County, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
St. Augustine, FL $263000 New Home $1,145
Crescent Beach, FL $401900 30 year old $2,993
Green Cove Springs, FL $139700 50 year old $993
Lakeside, FL $152900 30 year old $1,034
Neptune Beach, FL $349800 50 year old $973
Beverly Beach, FL $130100 30 year old $1,299
Bunnell, FL $171400 30 year old $1,422
Keystone Heights, FL $117800 40 year old $873
Ormond Beach, FL $149000 50 year old $1,314
Bradford County, FL $90500 40 year old $872

St. Johns County, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$200,000 to $249,999 $1,162 $1,232
$150,000 to $174,999 $720 $764
$175,000 to $199,999 $939 $996
$1000,000 to $1499,999 $4,489 $4,759
$250,000 to $299,999 $1,741 $1,846

Cost of Home insurance with Deductible Scenarios in St. Johns County, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
St. Augustine, FL $1,433 $1,041
Crescent Beach, FL $2,914 $2,117
Green Cove Springs, FL $945 $687
Lakeside, FL $1,007 $732
Neptune Beach, FL $926 $673
Beverly Beach, FL $1,265 $919
Bunnell, FL $1,384 $1,006
Keystone Heights, FL $841 $611
Ormond Beach, FL $1,251 $909
Bradford County, FL $840 $610

St. Johns County, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average St. Johns County, FL Homeowners Insurance ($)
$1000,000 to $1499,999 $4,489
$400,000 to $499,999 $2,754
$200,000 to $249,999 $1,162
$175,000 to $199,999 $939
$150,000 to $174,999 $720

How can I Make My St. Johns County, FL Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in St. Johns County, FL