What Makes Your St. Lawrence County, NY Home Insurance Cheap or Expensive

St. Lawrence County, NY homeowners insurance rate is about $169-$6,120 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of St. Lawrence County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Co Rd 91, Parker Rd, Cold Brook Dr, Hadley Rd, Flow Dr, Perkins Rd, Hanson Rd, Page Rd, Stark Ln, Pine Rd 840
Bresset Rd, Whispering Winds Dr, River Dr, Guiles Rd, Cole Rd, Pestle Street Rd, Court St, Goodale Rd, Island St, Shantyville Rd 5,160
Buck Brook Rd, State Rte 421, Catherine St, Co Rd 60, Benson Mines Golf Course Rd, Woodhaven Dr, Benson Mines-Newton Falls Rd, Colton Hill Rd, Miles Ln, Scott's Bridge Rd 600
Pike Rd, Munson Rd, Tt 1016, Brook Dale Rd, W Stockholm Southville Rd, Riverhill Rd, Hopkinton-Winthrop Rd, Burns Rd, Brasher Falls-Deer River Rd, Crane Rd 2,160
Co Rd 23, State Rte 184, Mayhew Rd, Co Rd 11, Wells St, E de Kalb Rd, Inlet Cove, Co Rd 33, W Rd 1, Lazy River Rd 6,120

Cost of St. Lawrence County, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Hermon, NY 1998 69,400 839
Parishville, NY 2005 100,700 716
Richville, NY 1998 74,700 839
Madrid, NY 2007 77,600 705
Pitcairn, NY 2005 76,700 710

Cost of Home insurance with Deductible Scenarios in St. Lawrence County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
86,700 390 330

St. Lawrence County, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average St. Lawrence County, NY Homeowners Insurance ($)
Less than $50,000 5,944 21.0 169
Less than $200,000 956 3.0 1,296
Less than $300,000 668 2.0 1,909
More than $300,000 670 2.0 2,429
Less than $100,000 1,529 5.0 654

St. Lawrence County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$100000-$125000 849 884

St. Lawrence County, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
116,000 100,000 1,443 932 511

How can I Make My St. Lawrence County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in St. Lawrence County, NY