What Makes Your St. Paul, MN Home Insurance Cheap or Expensive

St. Paul, MN homeowners insurance rate is about $1071 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of St. Paul, MN Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Hilding Ave, Stinchfield St, Burlington Rd, Boxwood Ave E, Gabriel Rd, Co Hwy 74, E William Tell Rd, Ebertz Ct, E Longfellow Ave, Wiggins Rd $879
W Page St, Kansas Ave, Elizabeth St E, Riverview Ave, Prescott St, Co Rd 41, State St S, Curtice St W, City View Ln, W King St $728
Dodd Rd, S Charlton St, Stryker Ave, Bidwell St S, Fillmore Ave W, W Colorado St, E George St, Robert St S, Wabasha St S, Belvidere St W $1,017
Carter Ave, Gordon Pl, Langford Park, Grantham St, N Hythe St, W Bourne Ave, N Hillside Ct, Brewster St, Scudder St, Vincent St $1,346
Worcester Ave, Ramlow Pl, Edgcumbe Rd, Village Ln, W Montreal Ave, Itasca Ave, Field Ave, Sumner St, Cleveland Ave S, Colby St $847

Cost of St. Paul, MN Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
St. Paul Park, MN $167300 40 year old $933
Lexington, MN $162700 50 year old $1,107
Troy, WI $328000 New Home $672
Franklin, MN $354800 40 year old $1,705
St. Croix Falls, WI $145000 40 year old $657
Garfield, WI $187100 30 year old $724
Camden, MN $309400 New Home $1,115
Black Brook, WI $159700 40 year old $686
Belvidere, MN $271700 Above 50 year old $1,465
Florence, MN $273000 50 year old $1,454

St. Paul, MN Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$400,000 to $499,999 $2,783 $2,950
$175,000 to $199,999 $961 $1,018
$750,000 to $999,999 $4,118 $4,365
$1500,000 to $2000,000 $4,870 $5,162
$250,000 to $299,999 $1,816 $1,925

Cost of Home insurance with Deductible Scenarios in St. Paul, MN | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
St. Paul Park, MN $899 $653
Lexington, MN $1,053 $765
Troy, WI $863 $627
Franklin, MN $1,642 $1,193
St. Croix Falls, WI $632 $460
Garfield, WI $704 $512
Camden, MN $1,489 $1,082
Black Brook, WI $661 $480
Belvidere, MN $1,381 $1,004
Florence, MN $1,384 $1,006

St. Paul, MN Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average St. Paul, MN Homeowners Insurance ($)
$400,000 to $499,999 $2,783
$175,000 to $199,999 $961
$250,000 to $299,999 $1,816
$150,000 to $174,999 $838
$300,000 to $399,999 $2,268

How can I Make My St. Paul, MN Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in St. Paul, MN