What Makes Your Temple, TX Home Insurance Cheap or Expensive

Temple, TX homeowners insurance rate is about $225-$12,600 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Temple, TX Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Cedar Creek Rd, Neuberry Cliffe, Upland Bend Dr, Kevin Dr, Fallen Leaf Ln, FM 2305, Skyview Rd, Coastal Dr, Tumbleweed Trl, McLane Pkwy 8,040
FM 436, E Bartek Way, Valley Park Dr, E FM 436, W Jayme St, Knob Creek Spr, S Sunshine Ln, W Bill Money Dr, Valley Mist Dr, S Brookman 10,200
Water Ridge Rd, Silver Wood Ct, Wyndham Hill Pkwy, Canyon Ridge Dr, Azalea Dr, Misty Morning Ln, Oakwood Rd, Dalgoner Ln, Raleigh Dr, Iris Cir 12,600
Robinhood Dr, Daisey Ln, Las Cienega Blvd, Battle Dr, Camlot Ln, Shallow Ford Rd, Elm Dr, S 61st St, Gillmeister Ln, Bobcat Trl 3,720
Bellmont, Van Dyck Dr, Saulsbury Dr, Bearing Ln, Liberty Dr, McLane Pkwy, Bunker Hill Dr, Wild Wood, Ticonderoga Dr, Wendland Rd 7,440

Cost of Temple, TX Homeowners Insurance based on Home value, and Year Built | Back to Top

Place / Nearby places Year Built Home Value ($) Premium ($)
Moody, TX 1981 64,600 1,504
Granger, TX 2009 93,600 1,229
Oglesby, TX 2007 87,700 1,232
Perry, TX 1980 102,400 1,537
Milano, TX 1990 60,000 1,442

Cost of Home insurance with Deductible Scenarios in Temple, TX | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
111,500 430 360

Temple, TX Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Temple, TX Homeowners Insurance ($)
Less than $50,000 1,285 8.0 225
Less than $200,000 627 4.0 1,733
Less than $300,000 452 3.0 2,554
More than $300,000 394 2.0 3,252
Less than $100,000 601 4.0 482

Temple, TX Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$100000-$125000 767 802

Temple, TX Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
124,000 110,000 1,059 584 475

How can I Make My Temple, TX Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Temple, TX