Temple, TX homeowners insurance rate is about $1471 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Cedar Creek Rd, Neuberry Cliffe, Upland Bend Dr, Kevin Dr, Fallen Leaf Ln, FM 2305, Skyview Rd, Coastal Dr, Tumbleweed Trl, McLane Pkwy | $1,807 |
| FM 436, E Bartek Way, Valley Park Dr, E FM 436, W Jayme St, Knob Creek Spr, S Sunshine Ln, W Bill Money Dr, Valley Mist Dr, S Brookman | $1,720 |
| Water Ridge Rd, Silver Wood Ct, Wyndham Hill Pkwy, Canyon Ridge Dr, Azalea Dr, Misty Morning Ln, Oakwood Rd, Dalgoner Ln, Raleigh Dr, Iris Cir | $1,761 |
| Robinhood Dr, Daisey Ln, Las Cienega Blvd, Battle Dr, Camlot Ln, Shallow Ford Rd, Elm Dr, S 61st St, Gillmeister Ln, Bobcat Trl | $1,778 |
| Bellmont, Van Dyck Dr, Saulsbury Dr, Bearing Ln, Liberty Dr, McLane Pkwy, Bunker Hill Dr, Wild Wood, Ticonderoga Dr, Wendland Rd | $1,641 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Moody, TX | $70600 | 30 year old | $1,389 |
| Granger, TX | $110800 | Above 50 year old | $1,641 |
| Oglesby, TX | $95100 | New Home | $1,138 |
| Perry, TX | $70800 | 40 year old | $1,405 |
| Milano, TX | $82100 | 30 year old | $1,453 |
| Lakeview, TX | $79300 | 50 year old | $1,471 |
| Valley Mills, TX | $103300 | 40 year old | $1,574 |
| Kosse, TX | $68500 | 50 year old | $1,408 |
| Hearne, TX | $79700 | Above 50 year old | $1,057 |
| Wells Branch, TX | $197200 | New Home | $737 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $175,000 to $199,999 | $1,928 | $2,043 |
| $500,000 to $749,999 | $7,083 | $7,508 |
| $300,000 to $399,999 | $4,478 | $4,747 |
| $1000,000 to $1499,999 | $9,020 | $9,561 |
| $100,000 to $124,999 | $1,286 | $1,363 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Moody, TX | $1,352 | $982 |
| Granger, TX | $1,547 | $1,124 |
| Oglesby, TX | $1,479 | $1,075 |
| Perry, TX | $1,353 | $983 |
| Milano, TX | $1,415 | $1,028 |
| Lakeview, TX | $1,400 | $1,017 |
| Valley Mills, TX | $1,516 | $1,101 |
| Kosse, TX | $1,340 | $974 |
| Hearne, TX | $997 | $724 |
| Wells Branch, TX | $984 | $715 |
| Coverage Value | Average Temple, TX Homeowners Insurance ($) |
|---|---|
| $100,000 to $124,999 | $1,286 |
| $400,000 to $499,999 | $5,533 |
| $1000,000 to $1499,999 | $9,020 |
| $750,000 to $999,999 | $8,190 |
| $1500,000 to $2000,000 | $9,684 |