What Makes Your Tompkins County, NY Home Insurance Cheap or Expensive

Tompkins County, NY homeowners insurance rate is about $84-$19,440 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Tompkins County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Makarainen Rd, Boiceville Rd, Ridgeway Rd, Chestnut Rd, Michigan Hollow Rd, Dobson Rd, Downey Rd, White Hawk Rd, Grove School Rd, Olsefski Rd 16,920
Shultz Dr, Homestead Ln, Belles Hollow Dr, The Meadows Rd, Inlet Ave, Indiana Ln, Test Rd, Babbling Brook Dr, Co Rd 128, Birch Ln 6,000
Cedar Cove, Dug Rd, Co Rd 181, Karn Rd, Ludlow Rd, Moore Rd, Lake Shore Rd, Salmon Creek Rd, Lansing Genoa Townline Rd, Sill Rd 4,560
Maple Dr, Bolton Point Rd, Autumn Ridge Cir, Whispering Pines Dr, Graham Rd, Asbury Dr, Collins Rd, Otti Dr, Anchor Dr, Auburn Rd 19,440
Old Main St, Cemetery Rd, Truman St, Gregg St, Kraft Rd, State Rte 227, Co Rd 147, Co Rd 149, Falls St, Lyke Rd 3,120

Cost of Tompkins County, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Covert, NY 1989 101,500 881
Homer, NY 2003 121,000 721
Owego, NY 2005 128,700 719
Union Springs, NY 1984 106,900 884
Melrose Park, NY 1996 134,400 861

Cost of Home insurance with Deductible Scenarios in Tompkins County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
177,800 800 640

Tompkins County, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Tompkins County, NY Homeowners Insurance ($)
Less than $50,000 1,661 8.0 84
Less than $200,000 1,704 8.0 661
Less than $300,000 1,868 9.0 973
More than $300,000 1,999 10.0 1,238
Less than $100,000 293 1.0 186

Tompkins County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$150000-$175000 1,270 1,315

Tompkins County, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
201,000 160,000 1,875 1,262 613

How can I Make My Tompkins County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Tompkins County, NY