What Makes Your Troy, IL Home Insurance Cheap or Expensive

Troy, IL homeowners insurance rate is about $844 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Troy, IL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
S Saddlebrook Rd, Lasser Dr, Pontigo Glen Dr, Green Trails Dr, Autumn Trails Ct, W Black Rd, Cornwall Dr, Country Dr, Madison Ct, Fitzer Dr $845
Channahon Rd, Johnathon Dr, Berry Ridge Dr, W Marylou Ave, Co Hwy 3, Clearview Dr, Louise Ln, Reeves Rd, Silver Falls St, Silverberry Ct $785
Sarver Dr, W Glen Oaks Ln, W Frances Ct, Butterfield Cir E, W Camelot Rd, Lake Forrest Ln, S Sarver Dr, W Riverside Dr, Kenmare Dr, W Lancelot Ln $885
Bayhill Ln, S Timbercreek Ct, Persico Ct, S Colleen Ct, W Riverside Dr, Seil Rd, Magnolia Cir, Sterling Oaks Ct, Lee St, Forest Oak Ln $1,013
Twin Oaks Dr, Walsh Way, Richmond, Hennessy Pl, Sanctuary Ct, Old Kent Dr, Reardon Dr, Nancy Vallera Ln, W Mason Ave, Tana Ln $918

Cost of Troy, IL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Saratoga, IL $238100 Above 50 year old $832
Burbank, IL $174200 30 year old $852
Berkeley, IL $172100 Above 50 year old $875
Berwyn, IL $179800 40 year old $872
Dwight, IL $127800 40 year old $752
Kane County, IL $223400 50 year old $920
Roselle, IL $241800 Above 50 year old $837
Ganeer, IL $151700 New Home $602
Norridge, IL $275000 30 year old $854
LaSalle County, IL $126100 30 year old $718

Troy, IL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$400,000 to $499,999 $2,192 $2,324
$750,000 to $999,999 $3,244 $3,439
$250,000 to $299,999 $1,391 $1,474
$500,000 to $749,999 $2,806 $2,974
$100,000 to $124,999 $364 $385

Cost of Home insurance with Deductible Scenarios in Troy, IL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Saratoga, IL $784 $570
Burbank, IL $829 $602
Berkeley, IL $825 $600
Berwyn, IL $840 $610
Dwight, IL $724 $526
Kane County, IL $875 $636
Roselle, IL $789 $574
Ganeer, IL $782 $569
Norridge, IL $832 $604
LaSalle County, IL $699 $508

Troy, IL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Troy, IL Homeowners Insurance ($)
$1000,000 to $1499,999 $3,573
$300,000 to $399,999 $1,853
$400,000 to $499,999 $2,192
$175,000 to $199,999 $760
$250,000 to $299,999 $1,391

How can I Make My Troy, IL Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Troy, IL