What Makes Your Urbana, IL Home Insurance Cheap or Expensive

Urbana, IL homeowners insurance rate is about $758 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Urbana, IL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Greenridge Dr, Douglas Woods Dr, Grant Pl, Smith Rd, Ivanhoe Way, Rainbow Vw, Adams St, Nugent Cir, S Grove St, E Briarcliff Dr $724
S Barker Rd, Co Rd 2050 N, E Chestnut St, I- 57, Lindsey, Co Rd 2225 N, N West Arrowhead Dr, Airport Rd, W Cardinal Rd, E Marriott Rd $823
E Concord Rd, Patrick Henry Cir, Cindy Lynn St, I- 74, E Anthony Dr N, E Perkins Rd, Beeson Row, Riverock Dr, Prairie View Dr, Dusk Ln $477
Scottswood Dr, E Elm St, Johnson Ave, Michelle Ln, Edward St, Mc Gee Rd E, University Ave, John Dr, E High St, Wabash Ave $593
W Whitehall Ct, Grange Cir, Wyld Dr, Vawter St, Scovill Cir, Whitson Cir, Zuppke Cir, S Cureton Dr, Eliot Dr, Brighton Dr $676

Cost of Urbana, IL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Champaign, IL $156700 40 year old $800
Ludlow, IL $109600 40 year old $699
Muncie, IL $62000 New Home $397
Pigeon Grove, IL $105500 50 year old $693
Edgar County, IL $80000 Above 50 year old $875
Cooksville, IL $92800 30 year old $634
Piper City, IL $73900 50 year old $574
Williamsport, IN $90700 Above 50 year old $749

Urbana, IL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$200,000 to $249,999 $1,057 $1,121
$1000,000 to $1499,999 $4,082 $4,327
$250,000 to $299,999 $1,485 $1,574
$150,000 to $174,999 $739 $784
$400,000 to $499,999 $2,504 $2,655

Cost of Home insurance with Deductible Scenarios in Urbana, IL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Champaign, IL $771 $560
Ludlow, IL $673 $489
Muncie, IL $496 $360
Pigeon Grove, IL $660 $480
Edgar County, IL $825 $600
Cooksville, IL $618 $449
Piper City, IL $546 $397
Williamsport, IN $706 $513

Urbana, IL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Urbana, IL Homeowners Insurance ($)
$100,000 to $124,999 $502
$1500,000 to $2000,000 $4,383
$400,000 to $499,999 $2,504
$250,000 to $299,999 $1,485
$500,000 to $749,999 $3,206

How can I Make My Urbana, IL Home Insurance Cheaper

9 Ways to Get Discounts on Homeowners Insurance in Urbana, IL