What Makes Your Utica, NY Home Insurance Cheap or Expensive

Utica, NY homeowners insurance rate is about $1215 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No

Cost of Utica, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Leland Ave, Larchmont Ave, Georgetown Ave, Tryon Rd, Coventry Ave, Northern Rd, Candy Ln, Briarcliff Ave, Pinedale Ave, Miranda Dr $591
Ogden Pl, Eastwood Ave, Sunnyside Dr, Hillcrest Manor, Kensington Dr, Ridge Pl, Regent Ct, Crestway, Douglas Cres, Edgewood Rd $596
7th St, Lamont Ave, Bunker Ave, Myers Ave, Oatley Ave, Erie St, Sinclair Ave, Ney Ave, Champlin Ave, W Sinclair Ave $590
Proctor View Dr, Allen St, Lin Rd, Girard St, Welsh Bush Rd, White Birch Rd, Candlewood Ln, 241, Guelich St, Pinnacle Dr $643
Notre Dame Ln, Talcott Rd, Roosevelt Dr, Dryden Ave, Hawthorne Ave, Hartford Pl, Amy Ave, Meeker Ave, Gilmore Pl, Collier Pl $672

Cost of Utica, NY Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Oriskany, NY $116100 Above 50 year old $629
Clark Mills, NY $86500 50 year old $613
Paris, NY $154500 30 year old $662
Richfield Springs, NY $98500 50 year old $613
Columbus, NY $100000 50 year old $613
Sullivan, NY $143000 30 year old $597
Mattydale, NY $85400 Above 50 year old $997
Charleston, NY $148900 New Home $475
Clay, NY $142300 50 year old $635
Montague, NY $97500 30 year old $600

Utica, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$300,000 to $399,999 $5,388 $5,711
$500,000 to $749,999 $8,496 $9,006
$100,000 to $124,999 $1,232 $1,306
$250,000 to $299,999 $4,145 $4,393
$1500,000 to $2000,000 $11,616 $12,313

Cost of Home insurance with Deductible Scenarios in Utica, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Oriskany, NY $593 $431
Clark Mills, NY $584 $424
Paris, NY $644 $468
Richfield Springs, NY $584 $424
Columbus, NY $584 $424
Sullivan, NY $581 $422
Mattydale, NY $940 $683
Charleston, NY $634 $461
Clay, NY $605 $439
Montague, NY $584 $424

Utica, NY Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Utica, NY Homeowners Insurance ($)
$300,000 to $399,999 $5,388
$175,000 to $199,999 $2,304
$150,000 to $174,999 $2,124
$500,000 to $749,999 $8,496
$1500,000 to $2000,000 $11,616

How can I Make My Utica, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Utica, NY