What Makes Your Utica, NY Home Insurance Cheap or Expensive

Utica, NY homeowners insurance rate is about $163-$17,520 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Utica, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Leland Ave, Larchmont Ave, Georgetown Ave, Tryon Rd, Coventry Ave, Northern Rd, Candy Ln, Briarcliff Ave, Pinedale Ave, Miranda Dr 1,800
Ogden Pl, Eastwood Ave, Sunnyside Dr, Hillcrest Manor, Kensington Dr, Ridge Pl, Regent Ct, Crestway, Douglas Cres, Edgewood Rd 2,880
7th St, Lamont Ave, Bunker Ave, Myers Ave, Oatley Ave, Erie St, Sinclair Ave, Ney Ave, Champlin Ave, W Sinclair Ave 3,840
Proctor View Dr, Allen St, Lin Rd, Girard St, Welsh Bush Rd, White Birch Rd, Candlewood Ln, 241, Guelich St, Pinnacle Dr 1,680
Notre Dame Ln, Talcott Rd, Roosevelt Dr, Dryden Ave, Hawthorne Ave, Hartford Pl, Amy Ave, Meeker Ave, Gilmore Pl, Collier Pl 17,520

Cost of Utica, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Oriskany, NY 1996 99,400 847
Clark Mills, NY 2005 82,300 706
Paris, NY 1988 121,000 889
Richfield Springs, NY 1997 107,500 850
Columbus, NY 1985 98,500 877

Cost of Home insurance with Deductible Scenarios in Utica, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
93,800 350 280

Utica, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Utica, NY Homeowners Insurance ($)
Less than $50,000 1,771 15.0 163
Less than $200,000 282 2.0 1,240
Less than $300,000 166 1.0 1,819
Less than $100,000 877 7.0 427

Utica, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$100000-$125000 1,304 1,339

Utica, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
126,000 120,000 1,013 1,411 -398

How can I Make My Utica, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Utica, NY