Watauga County, NC homeowners insurance rate is about $1069 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Grandfather Cir, Shulls Mill Rd, State Rd 1112, Burma Rd, Myria Rd, S Slope Rd, Poplar Ridge Ln, Bennett Way, Edgecliff Dr, Townsend Trl | $1,326 |
| State Rd 1533, Leon Coffey Rd, State Rd 1581, Keowee Camp Ln, Fair Park Ln, Summer Haven Ln, Snow Shoe Ln, Rocky Glen Ln, Shoppes on the Parkway Rd, Huckleberry Trl | $1,186 |
| State Hwy 105 Byp, Glendale Dr, Old Bristol Rd, Paul Greer Rd, Wallace Cir, Rocky Hillside Rd, Vanderpool Rd, Woods Rd, Kenneth E Brown Rd, Adams Rd | $1,303 |
| Morgan Smith Ln, State Rd 1391, Paul Critcher Dr, Friendship Church Rd, Hope Haven Ln, Deerfield Rd, Old Fairway Dr, Apache Ln, State Rd 1522, Little Laurel Rd | $1,290 |
| Pine Orchard Ln, River Ridge, Morning Dove Ln, State Rd 1377, Roxanna St, Amy's Pl, Wade Lookabill Rd, Clint Lewis Rd, Raven Rock Dr, Castle Ford Rd | $715 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Meat Camp, NC | $164100 | 40 year old | $929 |
| Sugar Mountain, NC | $257700 | 30 year old | $1,215 |
| Mountain City, TN | $121000 | 30 year old | $963 |
| Harrell, NC | $114900 | 50 year old | $725 |
| Grassy Creek, NC | $146600 | 50 year old | $731 |
| Burke County, NC | $115400 | 50 year old | $706 |
| Atkins, VA | $111300 | 50 year old | $629 |
| Lebanon, VA | $130100 | New Home | $476 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $400,000 to $499,999 | $2,153 | $2,282 |
| $300,000 to $399,999 | $1,770 | $1,876 |
| $1500,000 to $2000,000 | $3,767 | $3,993 |
| $100,000 to $124,999 | $478 | $507 |
| $500,000 to $749,999 | $2,755 | $2,921 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Meat Camp, NC | $894 | $650 |
| Sugar Mountain, NC | $1,183 | $859 |
| Mountain City, TN | $938 | $681 |
| Harrell, NC | $690 | $501 |
| Grassy Creek, NC | $695 | $505 |
| Burke County, NC | $672 | $488 |
| Atkins, VA | $599 | $435 |
| Lebanon, VA | $627 | $455 |
| Coverage Value | Average Watauga County, NC Homeowners Insurance ($) |
|---|---|
| $100,000 to $124,999 | $478 |
| $300,000 to $399,999 | $1,770 |
| $175,000 to $199,999 | $735 |
| $200,000 to $249,999 | $866 |
| $500,000 to $749,999 | $2,755 |