Waterloo, IA homeowners insurance rate is about $718 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Reflection Ln, Josie Ridge, Ekho Ridge, Dysart Rd, Teton Dr, Audubon Dr, Lowes Blvd, Charolais Dr, Acker Rd, E San Marnan Dr | $873 |
| Symons Rd, Wagner Rd, Pocahontas Rd, Sumac Ave, Woodlawn Ave, 4th Ave, Vine St, A St, Reed St, Fitkin Rd | $820 |
| Mc Stay Rd, Osage Rd, S Ordway Rd, Wilshire Dr, Rosebud St, Lathrop, E Marquis Rd, Corliss Ave, Marie Ave, E Dunkerton Rd | $869 |
| Pleasant Dr, E Schrock Rd, W Eagle Rd, Ranchero Rd, Holmes Rd, N Jefferson St, Primrose Dr N, Woods St, E Griffith Rd, Co Hwy D25 | $843 |
| Bauch St, Loma St, Lobdell Rd, Rainbow Dr, Shirey Way, Tilbury Rd, Niagara Dr, Auburn St, Drynan Dr, Castlewood Ln | $782 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Independence, IA | $120100 | 40 year old | $667 |
| Homer, IA | $121200 | Above 50 year old | $814 |
| Westgate, IA | $62900 | Above 50 year old | $555 |
| Bradford, IA | $112800 | 30 year old | $759 |
| Vining, IA | $61700 | 30 year old | $532 |
| Shellsburg, IA | $145800 | 40 year old | $876 |
| Chickasaw County, IA | $105100 | New Home | $535 |
| Taylor, IA | $76000 | 40 year old | $822 |
| Providence, IA | $85600 | 40 year old | $656 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1000,000 to $1499,999 | $5,233 | $5,547 |
| $150,000 to $174,999 | $962 | $1,020 |
| $1500,000 to $2000,000 | $5,618 | $5,955 |
| $400,000 to $499,999 | $3,211 | $3,403 |
| $250,000 to $299,999 | $1,957 | $2,074 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Independence, IA | $642 | $467 |
| Homer, IA | $768 | $558 |
| Westgate, IA | $524 | $381 |
| Bradford, IA | $739 | $537 |
| Vining, IA | $518 | $376 |
| Shellsburg, IA | $844 | $613 |
| Chickasaw County, IA | $661 | $480 |
| Taylor, IA | $791 | $575 |
| Providence, IA | $631 | $459 |
| Coverage Value | Average Waterloo, IA Homeowners Insurance ($) |
|---|---|
| $150,000 to $174,999 | $962 |
| $175,000 to $199,999 | $1,126 |
| $200,000 to $249,999 | $1,320 |
| $300,000 to $399,999 | $2,484 |
| $100,000 to $124,999 | $651 |