Watsonville, CA homeowners insurance rate is about $1230 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Hahns Rd, Bens Way, Protsman Way, Quarterhorse Ln, Whiteman Ave, Brodin Ln, Browns Valley Rd, Little Corral Way, Wildwood Dr, Mockingbird Ridge Ln | $1,576 |
| Beach Rd, Plover Ci, Academy Rd, Loma Ave, Estrella Ave, Carlos Ave, Arbolado Dr, Sand Dollar Ln, Sanderling Cir, Ca\u00f1on del Sol Dr | $2,286 |
| Seneca Ct, Costanzo St, Sudden St, Firethorne Way, Ridgeview Dr, Vizcano St, Altamont Dr, Palm Ave, Clifford Ave, Feliz Dr | $889 |
| Melody Ln, Doering Ln, Mesa Verde Dr, Blossom Dr, Lakeview Rd, Lester Ct, Fletcher Ct, Pannell Ct, Laken Ct, Behler Rd | $954 |
| E Riverside Dr, Cirvelo St, Acorn Way, J St, Hushbeck Ave, Almond Dr, N Bronte Ave, Iris Dr, Cynthia Ct, Brentwood Dr | $763 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Morgan Hill, CA | $729900 | New Home | $1,040 |
| Hollister, CA | $449900 | 50 year old | $1,239 |
| Fruitdale, CA | $710900 | New Home | $1,411 |
| San Jose, CA | $839600 | 30 year old | $1,543 |
| Cupertino, CA | $1372800 | 40 year old | $1,261 |
| Santa Clara, CA | $831600 | 40 year old | $1,549 |
| Atherton, CA | $2000001 | New Home | $756 |
| Fremont, CA | $714900 | 40 year old | $1,382 |
| Emerald Lake Hills, CA | $1547300 | Above 50 year old | $827 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $750,000 to $999,999 | $1,933 | $2,049 |
| $250,000 to $299,999 | $780 | $827 |
| $1500,000 to $2000,000 | $2,285 | $2,423 |
| $200,000 to $249,999 | $507 | $537 |
| $500,000 to $749,999 | $1,672 | $1,772 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Morgan Hill, CA | $1,352 | $983 |
| Hollister, CA | $1,179 | $857 |
| Fruitdale, CA | $1,963 | $1,427 |
| San Jose, CA | $1,502 | $1,091 |
| Cupertino, CA | $1,215 | $883 |
| Santa Clara, CA | $1,491 | $1,084 |
| Atherton, CA | $933 | $678 |
| Fremont, CA | $1,331 | $967 |
| Emerald Lake Hills, CA | $780 | $567 |
| Coverage Value | Average Watsonville, CA Homeowners Insurance ($) |
|---|---|
| $750,000 to $999,999 | $1,933 |
| $200,000 to $249,999 | $507 |
| $175,000 to $199,999 | $453 |
| $100,000 to $124,999 | $237 |
| $150,000 to $174,999 | $427 |