What Makes Your Wayne County, NY Home Insurance Cheap or Expensive

Wayne County, NY homeowners insurance rate is about $135-$16,320 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Wayne County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Bramer Rd, Stebbins Rd, Fairville Maple Ridge Rd, Bell Rd, Hartnagle Rd, Sweed Rd, Sycamore Trl, E Maple Ave, Layton Street Rd, Hale St 600
Cain Rd, Watson Rd, State Rte 89, State Rte Cuttoff, Lake Corners Rose Valley Rd, Clinton St Exd, Hogback Rd, Town Line Rd, Elmer Rd, Clyde Marengo Rd 4,080
Jefferson St, Cramer Rd, Auburn St, Wager Rd, Co Rd 166, Co Rd 160, Tyrrell St, Roney Rd, Kyle Rd, Co Rd 266 1,080
Dagel Ave, Aikens Rd, Limekiln Rd, Co Rd 258, Gobblers Knob Rd, Armstrong Rd, Montana Rd, Maunder Rd, Butler Center Rd, Co Rd 257 960
Apple Ln, Bramer Rd, Deneef Rd, Old State Rte 14, Co Rd 143, Pre Emption Rd, Beam Hill Rd, Co Rd 215, Sodus Garden Apartment, Benton Pl 16,320

Cost of Wayne County, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Fair Haven, NY 1981 111,200 880
Red Creek, NY 2009 91,300 708
Webster, NY 1997 171,900 875
Macedon, NY 2005 143,800 721
Manchester, NY 1997 91,600 846

Cost of Home insurance with Deductible Scenarios in Wayne County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
110,700 610 510

Wayne County, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Wayne County, NY Homeowners Insurance ($)
Less than $50,000 3,075 11.0 135
Less than $200,000 1,587 5.0 1,013
Less than $300,000 861 3.0 1,490
More than $300,000 585 2.0 1,896
Less than $100,000 1,014 3.0 282

Wayne County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$100000-$125000 1,338 1,373

Wayne County, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
86,000 80,000 803 628 175

How can I Make My Wayne County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Wayne County, NY