Wilmington, NC homeowners insurance rate is about $1047 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| N 23rd St, Hales Ln, Castle Ave, Madeline Trask Dr, Chippewa Trl, Transcom Ct, Gladiolus Rd, Sondey Rd, McDougald Dr, Sutton Steam Plant Rd | $953 |
| Bright Leaf Rd, Ritchfield Ct, Faith Ct, Bedford Rd W, Buena Vista Cir, Canady Rd, Whisper Park Dr, Pages Creek Dr, Buckeye Dr, Whisper Park Ct | $912 |
| Musevale Dr, Barnards Landing Rd, Terrington Dr, Julia Dr, Fullford Ln, Perth Dr, Raye Dr, Portwatch Way, Cape Fear Rd, Chula Vista Dr | $958 |
| Westport Dr, Oak Bluff Ln, Wellesley Pl, Verbenia Dr, Hewletts Way, Cedar Island, Somerset Ln, Covington Rd, Wood Cove Rd, Airlie Oaks Ln | $1,246 |
| Oyster Lndg, Odyssey Dr, Abernethy Ct, Bay Gull Ct, Bellevue Ct, Scrimshaw Pl, London Ln, Summer Haven Ave, Mews Dr, Forest Island Pl | $2,309 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Northchase, NC | $168400 | New Home | $700 |
| Bayshore, NC | $296300 | New Home | $928 |
| Porters Neck, NC | $380700 | Above 50 year old | $1,049 |
| Topsail Beach, NC | $490000 | Above 50 year old | $2,340 |
| Ocean Isle Beach, NC | $527000 | 50 year old | $2,401 |
| Hallsboro, NC | $96300 | Above 50 year old | $633 |
| Magnolia, NC | $59900 | 30 year old | $394 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $175,000 to $199,999 | $746 | $791 |
| $1500,000 to $2000,000 | $3,805 | $4,033 |
| $500,000 to $749,999 | $2,783 | $2,950 |
| $400,000 to $499,999 | $2,174 | $2,305 |
| $100,000 to $124,999 | $439 | $465 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Northchase, NC | $910 | $661 |
| Bayshore, NC | $1,291 | $938 |
| Porters Neck, NC | $989 | $719 |
| Topsail Beach, NC | $2,206 | $1,603 |
| Ocean Isle Beach, NC | $2,285 | $1,661 |
| Hallsboro, NC | $597 | $434 |
| Magnolia, NC | $383 | $279 |
| Coverage Value | Average Wilmington, NC Homeowners Insurance ($) |
|---|---|
| $1000,000 to $1499,999 | $3,544 |
| $175,000 to $199,999 | $746 |
| $400,000 to $499,999 | $2,174 |
| $200,000 to $249,999 | $987 |
| $1500,000 to $2000,000 | $3,805 |