Check for homeowners insurance discounts in Hilton Head Island, SC and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 1,440 |
| Brick Veneer | -72 | 1,368 |
| Masonry | -72 | 1,368 |
| Superior | -130 | 1,310 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -202 | 1,238 |
| One Claim | +129 | 1,569 |
| Two Claims | +173 | 1,613 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 1,440 | -187 | 1,253 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -317 | 1,123 |
| Home nearby Fire Station | -43 | 1,397 |
| Home nearby Police Station | -15 | 1,425 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -432 | 1,008 |
| Metal | -288 | 1,152 |
| Slate or Tile | -216 | 1,224 |
| Asphalt shingles | -144 | 1,296 |
| Wood | No Discounts | 1,440 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-130 | 1,310 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-144 | 1,296 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-173 | 1,267 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-144 | 1,296 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-101 | 1,339 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-130 | 1,310 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-29 | 1,411 |
| Average Insurance Premium ($) | Hip Roof Shape Discount (%) | Premium After Discount ($) |
|---|---|---|
| 1,440 | 16 | 1,166 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 1,440 | -29 | 1,411 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -130 | 1,310 |
| Home + Two Car | -245 | 1,195 |
| Home + Three Car | -331 | 1,109 |