Data-Driven News on Home Insurance Discounts

Norfolk, Virginia, homeowners can save up to 30% on home insurance costs

No Image

By: Ajay kumar Medagani October, 30, 2019

In Norfolk, Virginia, the average homeowner's insurance premium is $1030 per annum, which is moderately lower than the United States’ national average of $1,228. To further reduce their home insurance rates, Norfolk homeowners can consider the options recommended below.

Constructing homes with superior fire-resistant material can help Norfolk homeowners get a discount of up to 19% on their insurance premiums. Homeowners living in brick veneer constructions can get a discount of up to 4%, whereas those with masonry homes can get a discount of up to 14%.

Continue reading

Ogden, Utah, homeowners can lower their home insurance costs by 27%

No Image

By: Ajay kumar Medagani October, 30, 2019

Homeowners in Ogden, Utah, pay an estimated homeowner's insurance premium of $1240 per annum, which is almost equal to the national average of $1228. This is possible because Ogden registers lower crime rates, better response times from the fire departments, and lower risk of natural calamities than other parts of the United States.

While Ogden homeowners can benefit from these inherent advantages, they can further lower their premiums by constructing homes using superior fire-resistant material. Such constructions can earn homeowners a discount of up to 17% on their insurance rates. Owners of brick veneer constructions can get up to a 3% discount, and homeowners in masonry constructions can earn a discount of 8%.

Continue reading

Lake Worth, Florida, homeowners can lower home insurance rates by 36.8%

No Image

By: Ajay kumar Medagani October, 29, 2019

In Lake Worth, Florida, the average homeowner's insurance rate is $590 per annum, which is much lower than the national average of $1,228 per annum. Research by Gavop shows how homeowners in Lake Worth, Florida can lower their home insurance rates.

Lake Worth homeowners can further reduce their home insurance premiums by constructing homes with superior fire-resistant material. Insurance companies offer discounts of up to 16% on such homes. Homeowners living in brick veneer constructions can get a discount of up to 4% on their insurance premiums, whereas those with masonry homes can get a discount as high as 16%.

Continue reading

Babylon, NY, homeowners can save up to 29% on home insurance costs

No Image

By: Hemanth Ramesh October, 25, 2019

Data analyzed by Gavop reveals that homeowners in Babylon, NY, pay a homeowner's insurance premium of $920 per annum, which is lower than the national average of $1228. There are multiple ways Babylon homeowners can lower their homeowners insurance rates.

One way to lower insurance rates is by ensuring that all construction on the property is fire resistant. Homeowners with brick veneer homes get earn up to a 5% discount on their homeowners insurance, and those with masonry constructions get a discount of up to 8%. Homeowners with homes constructed using superior fire-resistant construction materials get as much as a 23% discount.

Continue reading

Reno, NV homeowners can save up to 25% on home insurance costs

No Image

By: Hemanth Ramesh October, 24, 2019

Homeowners in Reno, Nevada, pay an estimated homeowner’s insurance premium of $1020 per annum, which is slightly lower than the national average of $1228. This is possible because of lower crime rates, better response times from the fire departments, and lower chances of natural calamities striking Reno.

Reno homeowners can further lower their premiums by using superior fire-resistant material for  construction. Superior fire-resistant constructions can earn homeowners a discount of up to 16% on their insurance rate. Those with brick veneer constructions can get up to a 2% discount, and homeowners with masonry construction can earn a discount of as much as 11%.

Continue reading

Naples, FL, homeowners can save up to $236 on home insurance costs

No Image

By: Ajay kumar Medagani October, 23, 2019

In Naples, Florida, the average homeowner's insurance premium is $1,130 per annum, which is moderately lower than the national average of $1,228 per annum.

Constructing homes with superior fire-resistant material can help Naples homeowners lower their insurance premiums, as insurance companies offer discounts of up to 17% on such homes. Homeowners living in brick veneer constructions can get a discount of up to 4% on their insurance premiums, whereas those with masonry homes can get a discount of up to 14%.

Continue reading

Chula Vista, CA, homeowners can lower insurance rates by 32%

No Image

By: Ajay kumar Medagani October, 22, 2019

In Chula Vista, CA, the average homeowner's insurance premium is $980 per annum, which is moderately lower than the national average of $1,228 per annum.

Chula Vista homeowners can reduce their home insurance premiums further by constructing homes with superior fire-resistant material, as insurance companies offer discounts of up to 25% on such homes. Homeowners living in brick veneer constructions can get a discount of up to 4% on their insurance premiums, whereas those with masonry homes can get a discount as high as 16%.

Chula Vista homeowners who have never filed an insurance claim before can get a discount of $45. However, if you have filed a prior claim, you will have to pay an additional $45. Moreover, for 2 filed claims, this amount increases to $89.

Continue reading

Henderson, Nevada, homeowners can save up to 32% on home insurance costs

No Image

By: Ajay kumar Medagani October, 21, 2019

In Henderson, Nevada, the average homeowner's insurance premium is $1,290 per annum, which is moderately higher than the national average of $1,228 per annum. To further reduce their home insurance rates, Henderson homeowners can consider the options recommended below.

Constructing homes with superior fire-resistant material can help Henderson homeowners get a discount of up to 25% on their insurance rates. Homeowners living in brick veneer constructions can get a discount of up to 3%, whereas those with masonry homes can get a discount of up to 10%.

Continue reading

Lincoln, Nebraska, homeowners can lower home insurance costs by 27%

No Image

By: Hemanth Ramesh October, 18, 2019

Homeowners in Lincoln, Nebraska, pay an estimated homeowner's insurance premium of $750 per year, which is much lower than the national average of $1,228. This is due to factors such as lower crime rates, faster response time from the fire departments, and fewer occurrences of natural disasters in Lincoln. There are multiple ways Lincoln homeowners can lower their home insurance rates.

Continue reading

Saint Paul, Minnesota, homeowners’ can save up to 30% on home insurance costs

No Image

By: Hemanth Ramesh October, 17, 2019

Homeowners in Saint Paul, Minnesota, pay an average homeowner's insurance premium of $770 per annum, which is considerably lower than the national average of $1,228 per annum. This is possibly because metropolitan cities such as St Paul have lower crime rates, fast response times from the fire department, and are less prone to natural disasters.

While the average premiums in St Paul are low, homeowners can further earn discounts of up to 18% if they construct homes with superior fire-resistant material. Brick veneer constructions can get homeowners a discount of 3% on their insurance premiums, whereas those with masonry homes can get a discount of up to 11%.

Continue reading