Check for homeowners insurance discounts in Hoover, AL and compare various quotes to get the best deals
Construction Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Frame | No Discount | 1,491 |
Brick Veneer | -74 | 1,417 |
Masonry | -74 | 1,417 |
Superior | -149 | 1,342 |
Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
---|---|---|
Claims Free | -194 | 1,297 |
One Claim | +120 | 1,611 |
Two Claims | +194 | 1,685 |
Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
---|---|---|
1,491 | -194 | 1,297 |
Discount Element | Discount($) | Premiums After Discount ($) |
---|---|---|
New Home | -298 | 1,193 |
Home nearby Fire Station | -44 | 1,447 |
Home nearby Police Station | -15 | 1,476 |
Type of Roof | Discounts in % | Premiums After Discount ($) |
---|---|---|
Stone Coated Steel | -447 | 1,044 |
Metal | -298 | 1,193 |
Slate or Tile | -224 | 1,267 |
Asphalt shingles | -149 | 1,342 |
Wood | No Discounts | 1,491 |
Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
---|---|---|---|
Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-149 | 1,342 |
Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-149 | 1,342 |
Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-209 | 1,283 |
Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-134 | 1,357 |
Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-134 | 1,357 |
Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-134 | 1,357 |
Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-60 | 1,432 |
Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
---|---|---|
1,491 | -30 | 1,461 |
Bundling Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Home + One Car | -134 | 1,357 |
Home + Two Car | -239 | 1,253 |
Home + Three Car | -343 | 1,148 |