Check for homeowners insurance discounts in Hopkins County, TX and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 1,355 |
| Brick Veneer | -67 | 1,288 |
| Masonry | -67 | 1,288 |
| Superior | -122 | 1,233 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -162 | 1,193 |
| One Claim | +82 | 1,437 |
| Two Claims | +163 | 1,518 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 1,355 | -176 | 1,179 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -311 | 1,044 |
| Home nearby Fire Station | -40 | 1,315 |
| Home nearby Police Station | -13 | 1,342 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -407 | 949 |
| Metal | -271 | 1,084 |
| Slate or Tile | -203 | 1,152 |
| Asphalt shingles | -136 | 1,220 |
| Wood | No Discounts | 1,355 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-190 | 1,166 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-122 | 1,233 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-190 | 1,166 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-149 | 1,206 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-122 | 1,233 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-122 | 1,233 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-27 | 1,328 |
| Average Insurance Premium ($) | Hip Roof Shape Discount (%) | Premium After Discount ($) |
|---|---|---|
| 1,355 | 16 | 1,098 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 1,355 | -27 | 1,328 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -108 | 1,247 |
| Home + Two Car | -230 | 1,125 |
| Home + Three Car | -339 | 1,017 |