8 Ways to Get Discounts on Homeowners Insurance in Houma, LA

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Fire Resistive Construction Home Insurance Discount in Houma, LA | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,499
Brick Veneer -75 1,424
Masonry -75 1,424
Superior -150 1,349

Houma, LA Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -195 1,304
One Claim +90 1,589
Two Claims +210 1,709

Houma, LA Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,499 -195 1,304

Top Discounts for Homeowners Insurance in Houma, LA | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -389 1,110
Home nearby Fire Station -45 1,454
Home nearby Police Station -15 1,484
[['Stone Coated Steel', 1049.3, 449.70000000000005], ['Metal', 1199.2, 299.79999999999995], ['Slate or Tile', 1274.15, 224.8499999999999], ['Asphalt shingles', 1349.1, 149.9000000000001], ['Wood', 'No Discounts', 1499.0]]

Houma, LA Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -450 1,049
Metal -300 1,199
Slate or Tile -225 1,274
Asphalt shingles -150 1,349
Wood No Discounts 1,499

Houma, LA Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-210 1,289
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-150 1,349
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-210 1,289
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-90 1,409
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-90 1,409
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-135 1,364
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-60 1,439

Houma, LA Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,499 -30 1,469

Houma, LA Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -135 1,364
Home + Two Car -255 1,245
Home + Three Car -360 1,140

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