9 Ways to Get Discounts on Homeowners Insurance in Houston, TX

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Fire Resistive Construction Home Insurance Discount in Houston, TX | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,527
Brick Veneer -76 1,451
Masonry -76 1,451
Superior -137 1,390

Houston, TX Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -214 1,313
One Claim +122 1,649
Two Claims +184 1,711

Houston, TX Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,527 -199 1,328

Top Discounts for Homeowners Insurance in Houston, TX | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -351 1,176
Home nearby Fire Station -46 1,481
Home nearby Police Station -15 1,512
[['Stone Coated Steel', 1068.9, 458.0999999999999], ['Metal', 1221.6, 305.4000000000001], ['Slate or Tile', 1297.95, 229.04999999999995], ['Asphalt shingles', 1374.3, 152.70000000000005], ['Wood', 'No Discounts', 1527.0]]

Houston, TX Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -458 1,069
Metal -305 1,222
Slate or Tile -229 1,298
Asphalt shingles -153 1,374
Wood No Discounts 1,527

Houston, TX Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-199 1,329
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-168 1,359
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-122 1,405
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-107 1,420
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-107 1,420
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-137 1,390
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-61 1,466

Hip Roof Discounts for Home insurance owners in Houston, TX | Back to Top

Average Insurance Premium ($) Hip Roof Shape Discount (%) Premium After Discount ($)
1,527 16 1,237

Houston, TX Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,527 -46 1,481

Houston, TX Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -137 1,390
Home + Two Car -244 1,283
Home + Three Car -367 1,161

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