9 Ways to Get Discounts on Homeowners Insurance in Independence, MO

Check for homeowners insurance discounts in Independence, MO and compare various quotes to get the best deals

Compare Quotes from Top Providers and Save now!

No	Topics
1	Compare your Independence, MO Home Insurance Based on Types of Fire Resistive Construction Materials
2	Know your Independence, MO Homeowners Insurance Rates Based on Claims
3	Optimize Independence, MO Homeowners Insurance Policy for Senior Citizens
4	Match your Discount Variable to Save on Home Insurance Premium in Independence, MO
5	Compare Independence, MO Home insurance Rates Based on The Type of Roof
6	Calculate your Independence, MO Home Insurance Discount on Security Systems
7	Identify How your Hip Roof can Impact Home Insurance Rates in Independence, MO
8	Save on Home Insurance Premium by Installing Hail Resistive Roofs in Independence, MO
9	Independence, MO Homeowners Discounts for Bundling

Fire Resistive Construction Home Insurance Discount in Independence, MO | Back to Top

Construction Type	Discount ($)	Premium After Discount ($)
Frame	No Discount	918
Brick Veneer	-46	872
Masonry	-46	872
Superior	-83	835

Independence, MO Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claims Free	-110	808
One Claim	+64	982
Two Claims	+128	1,046

Independence, MO Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($)	Senior Discount ($)	Premiums After Discount ($)
918	-119	799

Top Discounts for Homeowners Insurance in Independence, MO | Back to Top

Discount Element	Discount($)	Premiums After Discount ($)
New Home	-193	725
Home nearby Fire Station	-28	890
Home nearby Police Station	-9	909

[['Stone Coated Steel', 642.6, 275.4], ['Metal', 734.4, 183.60000000000002], ['Slate or Tile', 780.3, 137.70000000000005], ['Asphalt shingles', 826.2, 91.79999999999995], ['Wood', 'No Discounts', 918.0]]

Independence, MO Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof	Discounts in %	Premiums After Discount ($)
Stone Coated Steel	-275	643
Metal	-184	734
Slate or Tile	-138	780
Asphalt shingles	-92	826
Wood	No Discounts	918

Independence, MO Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems	Example of Security Systems	Home Security Systems Discounts ($)	Premium After Discount ($)
Deadbolts	Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt	-92	826
Fire extinguishers	Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers	-64	854
Smoke detectors	Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm	-101	817
Sprinkler system	Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems	-101	817
Fire alarm	Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems	-55	863
Burglar alarm system	Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel	-83	835
Lightning protection system	Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System	-37	881

Hip Roof Discounts for Home insurance owners in Independence, MO | Back to Top

Average Insurance Premium ($)	Hip Roof Shape Discount (%)	Premium After Discount ($)
918	16	744

Independence, MO Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($)	Hail Resistant Roof Discounts ($)	Premium After Discount ($)
918	-28	890

Independence, MO Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type	Discount ($)	Premium After Discount ($)
Home + One Car	-73	844
Home + Two Car	-156	762
Home + Three Car	-220	697