8 Ways to Get Discounts on Homeowners Insurance in Jefferson, LA

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Fire Resistive Construction Home Insurance Discount in Jefferson, LA | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,216
Brick Veneer -61 1,155
Masonry -61 1,155
Superior -110 1,106

Jefferson, LA Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -146 1,070
One Claim +73 1,289
Two Claims +146 1,362

Jefferson, LA Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,216 -158 1,058

Top Discounts for Homeowners Insurance in Jefferson, LA | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -329 887
Home nearby Fire Station -37 1,179
Home nearby Police Station -12 1,204
[['Stone Coated Steel', 851.2, 364.79999999999995], ['Metal', 972.8, 243.20000000000005], ['Slate or Tile', 1033.6, 182.4000000000001], ['Asphalt shingles', 1094.4, 121.59999999999991], ['Wood', 'No Discounts', 1216.0]]

Jefferson, LA Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -365 851
Metal -243 973
Slate or Tile -182 1,034
Asphalt shingles -122 1,094
Wood No Discounts 1,216

Jefferson, LA Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-134 1,082
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-122 1,094
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-170 1,045
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-158 1,058
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-85 1,131
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-109 1,106
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-49 1,167

Jefferson, LA Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,216 -25 1,191

Jefferson, LA Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -97 1,118
Home + Two Car -207 1,009
Home + Three Car -280 936

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