8 Ways to Get Discounts on Homeowners Insurance in Lafayette, LA

Check for homeowners insurance discounts in Lafayette, LA and compare various quotes to get the best deals

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1Compare your Lafayette, LA Home Insurance Based on Types of Fire Resistive Construction Materials
2Know your Lafayette, LA Homeowners Insurance Rates Based on Claims
3Optimize Lafayette, LA Homeowners Insurance Policy for Senior Citizens
4Match your Discount Variable to Save on Home Insurance Premium in Lafayette, LA
5Compare Lafayette, LA Home insurance Rates Based on The Type of Roof
6Calculate your Lafayette, LA Home Insurance Discount on Security Systems
7Save on Home Insurance Premium by Installing Hail Resistive Roofs in Lafayette, LA
8Lafayette, LA Homeowners Discounts for Bundling

Fire Resistive Construction Home Insurance Discount in Lafayette, LA | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,364
Brick Veneer -68 1,296
Masonry -68 1,296
Superior -123 1,241

Lafayette, LA Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -177 1,187
One Claim +82 1,446
Two Claims +177 1,541

Lafayette, LA Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,364 -177 1,187

Top Discounts for Homeowners Insurance in Lafayette, LA | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -396 968
Home nearby Fire Station -41 1,323
Home nearby Police Station -14 1,350
[['Stone Coated Steel', 954.8, 409.20000000000005], ['Metal', 1091.2, 272.79999999999995], ['Slate or Tile', 1159.4, 204.5999999999999], ['Asphalt shingles', 1227.6, 136.4000000000001], ['Wood', 'No Discounts', 1364.0]]

Lafayette, LA Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -409 955
Metal -273 1,091
Slate or Tile -205 1,159
Asphalt shingles -136 1,228
Wood No Discounts 1,364

Lafayette, LA Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt		 -191 1,173
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers		 -136 1,228
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
 -177 1,187
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems		 -164 1,200
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
 -68 1,296
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel		 -123 1,241
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System		 -41 1,323

Lafayette, LA Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,364 -41 1,323

Lafayette, LA Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -123 1,241
Home + Two Car -232 1,132
Home + Three Car -327 1,037

How can I Make My Lafayette, LA Home Insurance Cheaper

What Makes Your Lafayette, LA Home Insurance Cheap or Expensive