Check for homeowners insurance discounts in Lake Charles, LA and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 1,456 |
| Brick Veneer | -73 | 1,383 |
| Masonry | -73 | 1,383 |
| Superior | -145 | 1,311 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -175 | 1,281 |
| One Claim | +117 | 1,573 |
| Two Claims | +190 | 1,646 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 1,456 | -189 | 1,267 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -306 | 1,150 |
| Home nearby Fire Station | -43 | 1,413 |
| Home nearby Police Station | -14 | 1,442 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -437 | 1,019 |
| Metal | -291 | 1,165 |
| Slate or Tile | -218 | 1,238 |
| Asphalt shingles | -146 | 1,310 |
| Wood | No Discounts | 1,456 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-189 | 1,267 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-146 | 1,311 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-146 | 1,311 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-131 | 1,325 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-102 | 1,354 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-131 | 1,325 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-29 | 1,427 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 1,456 | -43 | 1,413 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -131 | 1,325 |
| Home + Two Car | -248 | 1,209 |
| Home + Three Car | -349 | 1,107 |