Check for homeowners insurance discounts in Lancaster, TX and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 1,406 |
| Brick Veneer | -70 | 1,336 |
| Masonry | -70 | 1,336 |
| Superior | -127 | 1,279 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -183 | 1,223 |
| One Claim | +70 | 1,476 |
| Two Claims | +197 | 1,603 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 1,406 | -183 | 1,223 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -324 | 1,082 |
| Home nearby Fire Station | -42 | 1,364 |
| Home nearby Police Station | -14 | 1,392 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -422 | 984 |
| Metal | -281 | 1,125 |
| Slate or Tile | -211 | 1,195 |
| Asphalt shingles | -141 | 1,265 |
| Wood | No Discounts | 1,406 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-169 | 1,237 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-127 | 1,279 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-183 | 1,223 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-98 | 1,307 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-70 | 1,336 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-127 | 1,279 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-28 | 1,378 |
| Average Insurance Premium ($) | Hip Roof Shape Discount (%) | Premium After Discount ($) |
|---|---|---|
| 1,406 | 16 | 1,139 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 1,406 | -28 | 1,378 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -112 | 1,293 |
| Home + Two Car | -239 | 1,167 |
| Home + Three Car | -337 | 1,068 |