8 Ways to Get Discounts on Homeowners Insurance in Lorain, OH

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Fire Resistive Construction Home Insurance Discount in Lorain, OH | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 808
Brick Veneer -40 768
Masonry -40 768
Superior -81 727

Lorain, OH Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -113 695
One Claim +73 881
Two Claims +97 905

Lorain, OH Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
808 -105 703

Top Discounts for Homeowners Insurance in Lorain, OH | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -162 646
Home nearby Fire Station -24 784
Home nearby Police Station -8 800
[['Stone Coated Steel', 565.6, 242.39999999999998], ['Metal', 646.4, 161.60000000000002], ['Slate or Tile', 686.8, 121.20000000000005], ['Asphalt shingles', 727.2, 80.79999999999995], ['Wood', 'No Discounts', 808.0]]

Lorain, OH Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -242 566
Metal -162 646
Slate or Tile -121 687
Asphalt shingles -81 727
Wood No Discounts 808

Lorain, OH Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-89 719
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-65 743
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-113 695
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-57 751
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-57 751
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-73 735
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-24 784

Lorain, OH Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
808 -16 792

Lorain, OH Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -73 735
Home + Two Car -129 679
Home + Three Car -186 622

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