7 Ways to Get Discounts on Homeowners Insurance in Madison County, NY

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Fire Resistive Construction Home Insurance Discount in Madison County, NY | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,194
Brick Veneer -59 1,135
Masonry -59 1,135
Superior -107 1,087

Madison County, NY Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -167 1,027
One Claim +72 1,266
Two Claims +156 1,350

Madison County, NY Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,194 -155 1,039

Top Discounts for Homeowners Insurance in Madison County, NY | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -310 884
Home nearby Fire Station -36 1,158
Home nearby Police Station -12 1,182

Madison County, NY Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-131 1,063
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-131 1,063
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-131 1,063
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-72 1,123
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-96 1,099
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-107 1,087
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-48 1,146

Madison County, NY Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,194 -24 1,170

Madison County, NY Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -96 1,099
Home + Two Car -203 991
Home + Three Car -275 920

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