Trend of monthly owner costs in Schenectady County, New York

Gavop is a real estate, housing & local data & analytics service. We get data from public sources such as the census bureau & private databases. Our data can be used by real estate and organizations to get further insights into local market dynamics. We analyzed Median selected monthly owner costs as a percentage of household income from 2009-2015. The Median selected monthly owner costs as a percentage of household income is impacted due to visible and hidden factors such as Property taxes, insurance, lawn maintenance & cleaning, the furnace and air-conditioning, phone, internet, safety, pest control and other.

The key elements are

  1. Housing units with a mortgage
  2. Housing units without a mortgage

The importance are:

Property Insurance, Property Taxes, Tax Benefits, Appreciation/Inflation, Interest/Opportunity Cost.

Our key findings

CountySchenectady County
(Monthly owners cost) Housing units with a mortgage 20151,522
(Monthly owners cost) Housing units with a mortgage 20091,450
(Monthly owners cost) Housing units with a mortgage % change5.0
(Monthly owners cost) Housing units with a mortgage change rank compared to US1,609
(Monthly owners cost) Housing units with a mortgage change rank compared to New York31
(Monthly owners cost) Housing units without a mortgage 2015639
(Monthly owners cost) Housing units without a mortgage 2009573
(Monthly owners cost) Housing units without a mortgage % change11.5
(Monthly owners cost) Housing units without a mortgage change rank compared to US1,423
(Monthly owners cost) Housing units without a mortgage change rank compared to New York22