Trend of Housing Unit's Mortgage Status in Albany County, New York

vHomeInsurance.com is a home insurance, housing & real estate data analysis service that analyzed Mortgage Status trends from 2009 & 2015 across all geographic units in the US. Mortgage Status is impacted due to factors such as Home location, Credit worth of house, second mortgage, the financial history of owner and taxes.

The key elements in the research are

1. Housing units with mortgage
2. Housing units without a mortgage

Our key findings

• % Change Housing units with mortgage: Albany County under performed than New York by -1.7
• % Change Housing units with mortgage: Albany County under performed than US by -1.3
• CAGR Housing units with mortgage: Albany County under performed than state by -0.3
• CAGR Housing units with mortgage: Albany County under performed than US by -0.3
• % Change Housing units without a mortgage: Albany County out performed than New York by 4.2
• % Change Housing units without a mortgage: Albany County under performed than US by -1.5
• CAGR Housing units without a mortgage: Albany County out performed than state by 0.7
• CAGR Housing units without a mortgage: Albany County under performed than US by -0.2

County	Albany County
Housing units with mortgage 2015	46,107
Housing units with mortgage 2009	49,503
Housing units with mortgage % change	-6.9
Housing units with mortgage change rank compared to US	1,645
Housing units with mortgage change rank compared to New York	39
Housing units without a mortgage 2015	25,893
Housing units without a mortgage 2009	24,004
Housing units without a mortgage % change	7.9
Housing units without a mortgage change rank compared to US	1,347
Housing units without a mortgage change rank compared to New York	22