Trend of Housing Unit's Mortgage Status in Schenectady County, New York

vHomeInsurance.com is a home insurance, housing & real estate data analysis service that analyzed Mortgage Status trends from 2009 & 2015 across all geographic units in the US. Mortgage Status is impacted due to factors such as Home location, Credit worth of house, second mortgage, the financial history of owner and taxes.

The key elements in the research are

1. Housing units with mortgage
2. Housing units without a mortgage

Our key findings

• % Change Housing units with mortgage: Schenectady County under performed than New York by -1.5
• % Change Housing units with mortgage: Schenectady County under performed than US by -1.1
• CAGR Housing units with mortgage: Schenectady County under performed than state by -0.2
• CAGR Housing units with mortgage: Schenectady County under performed than US by -0.2
• % Change Housing units without a mortgage: Schenectady County under performed than New York by -12.0
• % Change Housing units without a mortgage: Schenectady County under performed than US by -17.6
• CAGR Housing units without a mortgage: Schenectady County under performed than state by -2.0
• CAGR Housing units without a mortgage: Schenectady County under performed than US by -2.9

County	Schenectady County
Housing units with mortgage 2015	24,949
Housing units with mortgage 2009	26,727
Housing units with mortgage % change	-6.7
Housing units with mortgage change rank compared to US	1,622
Housing units with mortgage change rank compared to New York	37
Housing units without a mortgage 2015	12,798
Housing units without a mortgage 2009	13,956
Housing units without a mortgage % change	-8.3
Housing units without a mortgage change rank compared to US	2,846
Housing units without a mortgage change rank compared to New York	59