8 Ways to Get Discounts on Homeowners Insurance in Novi, MI

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1Compare your Novi, MI Home Insurance Based on Types of Fire Resistive Construction Materials
2Know your Novi, MI Homeowners Insurance Rates Based on Claims
3Optimize Novi, MI Homeowners Insurance Policy for Senior Citizens
4Match your Discount Variable to Save on Home Insurance Premium in Novi, MI
5Compare Novi, MI Home insurance Rates Based on The Type of Roof
6Calculate your Novi, MI Home Insurance Discount on Security Systems
7Save on Home Insurance Premium by Installing Hail Resistive Roofs in Novi, MI
8Novi, MI Homeowners Discounts for Bundling

Fire Resistive Construction Home Insurance Discount in Novi, MI | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 975
Brick Veneer -48 927
Masonry -48 927
Superior -97 878

Novi, MI Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -136 839
One Claim +78 1,053
Two Claims +137 1,112

Novi, MI Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
975 -127 848

Top Discounts for Homeowners Insurance in Novi, MI | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -253 722
Home nearby Fire Station -29 946
Home nearby Police Station -9 966
[['Stone Coated Steel', 682.5, 292.5], ['Metal', 780.0, 195.0], ['Slate or Tile', 828.75, 146.25], ['Asphalt shingles', 877.5, 97.5], ['Wood', 'No Discounts', 975.0]]

Novi, MI Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -293 683
Metal -195 780
Slate or Tile -146 829
Asphalt shingles -98 878
Wood No Discounts 975

Novi, MI Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt		 -107 868
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers		 -107 868
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
 -117 858
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems		 -117 858
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
 -49 927
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel		 -88 888
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System		 -39 936

Novi, MI Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
975 -19 956

Novi, MI Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -88 888
Home + Two Car -166 810
Home + Three Car -224 751

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