8 Ways to Get Discounts on Homeowners Insurance in Olmsted County, MN

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Fire Resistive Construction Home Insurance Discount in Olmsted County, MN | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,074
Brick Veneer -54 1,020
Masonry -54 1,020
Superior -97 977

Olmsted County, MN Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -139 935
One Claim +97 1,171
Two Claims +151 1,225

Olmsted County, MN Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,074 -140 934

Top Discounts for Homeowners Insurance in Olmsted County, MN | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -258 816
Home nearby Fire Station -32 1,042
Home nearby Police Station -11 1,063
[['Stone Coated Steel', 751.8, 322.20000000000005], ['Metal', 859.2, 214.79999999999995], ['Slate or Tile', 912.9, 161.10000000000002], ['Asphalt shingles', 966.6, 107.39999999999998], ['Wood', 'No Discounts', 1074.0]]

Olmsted County, MN Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -322 752
Metal -215 859
Slate or Tile -161 913
Asphalt shingles -107 967
Wood No Discounts 1,074

Olmsted County, MN Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-118 956
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-107 967
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-150 924
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-75 999
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-97 977
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-97 977
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-43 1,031

Olmsted County, MN Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,074 -32 1,042

Olmsted County, MN Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -86 988
Home + Two Car -183 892
Home + Three Car -247 827

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