8 Ways to Get Discounts on Homeowners Insurance in Rapides, LA

Check for homeowners insurance discounts in Rapides, LA and compare various quotes to get the best deals

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1Compare your Rapides, LA Home Insurance Based on Types of Fire Resistive Construction Materials
2Know your Rapides, LA Homeowners Insurance Rates Based on Claims
3Optimize Rapides, LA Homeowners Insurance Policy for Senior Citizens
4Match your Discount Variable to Save on Home Insurance Premium in Rapides, LA
5Compare Rapides, LA Home insurance Rates Based on The Type of Roof
6Calculate your Rapides, LA Home Insurance Discount on Security Systems
7Save on Home Insurance Premium by Installing Hail Resistive Roofs in Rapides, LA
8Rapides, LA Homeowners Discounts for Bundling

Fire Resistive Construction Home Insurance Discount in Rapides, LA | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,376
Brick Veneer -69 1,307
Masonry -69 1,307
Superior -138 1,238

Rapides, LA Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -193 1,183
One Claim +96 1,472
Two Claims +179 1,555

Rapides, LA Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,376 -179 1,197

Top Discounts for Homeowners Insurance in Rapides, LA | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -275 1,101
Home nearby Fire Station -41 1,335
Home nearby Police Station -14 1,362
[['Stone Coated Steel', 963.2, 412.79999999999995], ['Metal', 1100.8, 275.20000000000005], ['Slate or Tile', 1169.6, 206.4000000000001], ['Asphalt shingles', 1238.4, 137.5999999999999], ['Wood', 'No Discounts', 1376.0]]

Rapides, LA Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -413 963
Metal -275 1,101
Slate or Tile -206 1,170
Asphalt shingles -138 1,238
Wood No Discounts 1,376

Rapides, LA Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt		 -165 1,211
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers		 -96 1,280
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
 -179 1,197
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems		 -151 1,225
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
 -69 1,307
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel		 -124 1,252
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System		 -55 1,321

Rapides, LA Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,376 -27 1,349

Rapides, LA Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -110 1,266
Home + Two Car -220 1,156
Home + Three Car -344 1,032

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