8 Ways to Get Discounts on Homeowners Insurance in Ravalli County, MT

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Fire Resistive Construction Home Insurance Discount in Ravalli County, MT | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,069
Brick Veneer -54 1,015
Masonry -54 1,015
Superior -97 972

Ravalli County, MT Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -129 940
One Claim +74 1,143
Two Claims +138 1,207

Ravalli County, MT Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,069 -139 930

Top Discounts for Homeowners Insurance in Ravalli County, MT | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -236 833
Home nearby Fire Station -32 1,037
Home nearby Police Station -11 1,058
[['Stone Coated Steel', 748.3, 320.70000000000005], ['Metal', 855.2, 213.79999999999995], ['Slate or Tile', 908.65, 160.35000000000002], ['Asphalt shingles', 962.1, 106.89999999999998], ['Wood', 'No Discounts', 1069.0]]

Ravalli County, MT Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -321 748
Metal -214 855
Slate or Tile -160 909
Asphalt shingles -107 962
Wood No Discounts 1,069

Ravalli County, MT Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-150 919
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-118 951
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-128 940
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-64 1,004
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-64 1,004
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-96 972
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-21 1,047

Ravalli County, MT Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,069 -22 1,047

Ravalli County, MT Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -96 972
Home + Two Car -171 898
Home + Three Car -267 801

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