8 Ways to Get Discounts on Homeowners Insurance in Richmond, IN

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1Compare your Richmond, IN Home Insurance Based on Types of Fire Resistive Construction Materials
2Know your Richmond, IN Homeowners Insurance Rates Based on Claims
3Optimize Richmond, IN Homeowners Insurance Policy for Senior Citizens
4Match your Discount Variable to Save on Home Insurance Premium in Richmond, IN
5Compare Richmond, IN Home insurance Rates Based on The Type of Roof
6Calculate your Richmond, IN Home Insurance Discount on Security Systems
7Save on Home Insurance Premium by Installing Hail Resistive Roofs in Richmond, IN
8Richmond, IN Homeowners Discounts for Bundling

Fire Resistive Construction Home Insurance Discount in Richmond, IN | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 673
Brick Veneer -33 640
Masonry -33 640
Superior -67 606

Richmond, IN Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -81 592
One Claim +34 707
Two Claims +81 754

Richmond, IN Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
673 -87 586

Top Discounts for Homeowners Insurance in Richmond, IN | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -182 491
Home nearby Fire Station -20 653
Home nearby Police Station -7 666
[['Stone Coated Steel', 471.1, 201.89999999999998], ['Metal', 538.4, 134.60000000000002], ['Slate or Tile', 572.05, 100.95000000000005], ['Asphalt shingles', 605.7, 67.29999999999995], ['Wood', 'No Discounts', 673.0]]

Richmond, IN Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -202 471
Metal -135 538
Slate or Tile -101 572
Asphalt shingles -67 606
Wood No Discounts 673

Richmond, IN Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt		 -94 579
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers		 -54 619
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
 -81 592
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems		 -47 626
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
 -54 619
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel		 -61 613
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System		 -27 646

Richmond, IN Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
673 -20 653

Richmond, IN Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -61 613
Home + Two Car -108 565
Home + Three Car -162 512

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