7 Ways to Get Discounts on Homeowners Insurance in Santa Cruz County, CA

Check for homeowners insurance discounts in Santa Cruz County, CA and compare various quotes to get the best deals

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No


Fire Resistive Construction Home Insurance Discount in Santa Cruz County, CA | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,266
Brick Veneer -63 1,203
Masonry -63 1,203
Superior -126 1,140

Santa Cruz County, CA Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -164 1,102
One Claim +114 1,380
Two Claims +165 1,431

Santa Cruz County, CA Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,266 -165 1,101

Top Discounts for Homeowners Insurance in Santa Cruz County, CA | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -291 975
Home nearby Fire Station -38 1,228
Home nearby Police Station -12 1,254

Santa Cruz County, CA Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-127 1,140
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-139 1,127
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-165 1,102
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-165 1,102
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-89 1,178
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-114 1,152
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-51 1,216

Santa Cruz County, CA Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,266 -38 1,228

Santa Cruz County, CA Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -114 1,152
Home + Two Car -215 1,051
Home + Three Car -291 975

How can I Make My Santa Cruz County, CA Home Insurance Cheaper

What Makes Your Santa Cruz County, CA Home Insurance Cheap or Expensive