Check for homeowners insurance discounts in St. Charles, IL and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 984 |
| Brick Veneer | -49 | 935 |
| Masonry | -49 | 935 |
| Superior | -98 | 886 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -138 | 846 |
| One Claim | +79 | 1,063 |
| Two Claims | +128 | 1,112 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 984 | -128 | 856 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -236 | 748 |
| Home nearby Fire Station | -30 | 954 |
| Home nearby Police Station | -10 | 974 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -295 | 689 |
| Metal | -197 | 787 |
| Slate or Tile | -148 | 836 |
| Asphalt shingles | -98 | 886 |
| Wood | No Discounts | 984 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-89 | 895 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-108 | 876 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-118 | 866 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-98 | 886 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-59 | 925 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-89 | 895 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-20 | 964 |
| Average Insurance Premium ($) | Hip Roof Shape Discount (%) | Premium After Discount ($) |
|---|---|---|
| 984 | 16 | 797 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 984 | -20 | 964 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -79 | 905 |
| Home + Two Car | -157 | 827 |
| Home + Three Car | -226 | 758 |