8 Ways to Get Discounts on Homeowners Insurance in St. Mary, LA

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Fire Resistive Construction Home Insurance Discount in St. Mary, LA | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,109
Brick Veneer -56 1,053
Masonry -56 1,053
Superior -111 998

St. Mary, LA Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -156 953
One Claim +55 1,164
Two Claims +133 1,242

St. Mary, LA Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,109 -144 965

Top Discounts for Homeowners Insurance in St. Mary, LA | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -278 831
Home nearby Fire Station -34 1,075
Home nearby Police Station -12 1,097
[['Stone Coated Steel', 776.3, 332.70000000000005], ['Metal', 887.2, 221.79999999999995], ['Slate or Tile', 942.65, 166.35000000000002], ['Asphalt shingles', 998.1, 110.89999999999998], ['Wood', 'No Discounts', 1109.0]]

St. Mary, LA Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -333 776
Metal -222 887
Slate or Tile -166 943
Asphalt shingles -111 998
Wood No Discounts 1,109

St. Mary, LA Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-133 976
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-111 998
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-155 953
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-111 998
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-100 1,009
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-100 1,009
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-22 1,086

St. Mary, LA Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,109 -23 1,086

St. Mary, LA Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -100 1,009
Home + Two Car -177 931
Home + Three Car -266 843

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