8 Ways to Get Discounts on Homeowners Insurance in Sterling Heights, MI

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Fire Resistive Construction Home Insurance Discount in Sterling Heights, MI | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 789
Brick Veneer -40 749
Masonry -40 749
Superior -79 710

Sterling Heights, MI Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -103 686
One Claim +55 844
Two Claims +102 891

Sterling Heights, MI Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
789 -103 686

Top Discounts for Homeowners Insurance in Sterling Heights, MI | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -166 623
Home nearby Fire Station -24 765
Home nearby Police Station -8 781
[['Stone Coated Steel', 552.3, 236.70000000000005], ['Metal', 631.2, 157.79999999999995], ['Slate or Tile', 670.65, 118.35000000000002], ['Asphalt shingles', 710.1, 78.89999999999998], ['Wood', 'No Discounts', 789.0]]

Sterling Heights, MI Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -237 552
Metal -158 631
Slate or Tile -118 671
Asphalt shingles -79 710
Wood No Discounts 789

Sterling Heights, MI Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-63 726
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-87 702
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-110 678
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-63 726
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-71 718
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-71 718
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-32 757

Sterling Heights, MI Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
789 -24 765

Sterling Heights, MI Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -71 718
Home + Two Car -134 655
Home + Three Car -197 591

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