9 Ways to Get Discounts on Homeowners Insurance in Temple, TX

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Fire Resistive Construction Home Insurance Discount in Temple, TX | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,471
Brick Veneer -74 1,397
Masonry -74 1,397
Superior -133 1,338

Temple, TX Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -192 1,279
One Claim +117 1,588
Two Claims +176 1,647

Temple, TX Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,471 -191 1,280

Top Discounts for Homeowners Insurance in Temple, TX | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -353 1,118
Home nearby Fire Station -45 1,426
Home nearby Police Station -15 1,456
[['Stone Coated Steel', 1029.7, 441.29999999999995], ['Metal', 1176.8, 294.20000000000005], ['Slate or Tile', 1250.35, 220.6500000000001], ['Asphalt shingles', 1323.9, 147.0999999999999], ['Wood', 'No Discounts', 1471.0]]

Temple, TX Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -441 1,030
Metal -294 1,177
Slate or Tile -221 1,250
Asphalt shingles -147 1,324
Wood No Discounts 1,471

Temple, TX Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-191 1,279
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-103 1,368
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-147 1,324
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-147 1,324
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-74 1,397
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-132 1,338
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-29 1,441

Hip Roof Discounts for Home insurance owners in Temple, TX | Back to Top

Average Insurance Premium ($) Hip Roof Shape Discount (%) Premium After Discount ($)
1,471 16 1,192

Temple, TX Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,471 -45 1,426

Temple, TX Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -118 1,353
Home + Two Car -250 1,221
Home + Three Car -368 1,103

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