7 Ways to Get Discounts on Homeowners Insurance in Troy, NY

Check for homeowners insurance discounts in Troy, NY and compare various quotes to get the best deals

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Fire Resistive Construction Home Insurance Discount in Troy, NY | Back to Top

Construction Type Discount (%) Premium After Discount ($)
Frame No Discount 596
Brick Veneer 3 578
Masonry 10 536
Superior 20 477

Troy, NY Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -54 542
One Claim +54 650
Two Claims +77 673

Troy, NY Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
596 66 530

Top Discounts from Insurance Companies Troy, NY | Back to Top

Discount Element Insurance Company Discount Percentage (%)
Renovation Discount Encompass Insurance 15
Multi-Policy Discount AllState Insurance Company 30
Companion Policy Bunker Hill Home Insurance 20
Paid in Full Bunker Hill Home Insurance 3
Policy Renewals at the Same Agent Bunker Hill Home Insurance 5

Troy, NY Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Samsung Smart Door Keyless Digital Deadbolt
Abloy Protec2 Single Cylinder W/ Lockable Thumbturn Deadbolt
Bilock Single Cylinder Deadbolt
Abloy Protec2 Single Cylinder Deadbolt
Bilock Double Cylinder Deadbolt
48 548
Fire extinguishers Water Fire Extinguishers
Water Mist Fire Extinguishers
Afff Foam Fire Extinguishers
Wet Chemical Fire Extinguishers
Carbon Dioxide Fire Extinguishers
60 536
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
66 530
Sprinkler system Wet Pipe Fire Sprinkler Systems
Deluge Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
42 554
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
113 483
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
107 489
Lightning protection system Protection Using Natural Components
Early Streamer Emission Lightning Conductor
Catenary Wire Lightning Conductor
Meshed Conductors Lightning Protection System
Air-Termination Lightning Protection System
18 578

Troy, NY Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
596 12 584

Troy, NY Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount (%) Premium After Discount ($)
Auto and Home 10 535
Home and Life 13 519
Auto, Home and Life Insurance 24 453
Auto and Renters 24 453

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