9 Ways to Get Discounts on Homeowners Insurance in Urbandale, IA

Check for homeowners insurance discounts in Urbandale, IA and compare various quotes to get the best deals

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No	Topics
1	Compare your Urbandale, IA Home Insurance Based on Types of Fire Resistive Construction Materials
2	Know your Urbandale, IA Homeowners Insurance Rates Based on Claims
3	Optimize Urbandale, IA Homeowners Insurance Policy for Senior Citizens
4	Match your Discount Variable to Save on Home Insurance Premium in Urbandale, IA
5	Compare Urbandale, IA Home insurance Rates Based on The Type of Roof
6	Calculate your Urbandale, IA Home Insurance Discount on Security Systems
7	Identify How your Hip Roof can Impact Home Insurance Rates in Urbandale, IA
8	Save on Home Insurance Premium by Installing Hail Resistive Roofs in Urbandale, IA
9	Urbandale, IA Homeowners Discounts for Bundling

Fire Resistive Construction Home Insurance Discount in Urbandale, IA | Back to Top

Construction Type	Discount ($)	Premium After Discount ($)
Frame	No Discount	971
Brick Veneer	-49	922
Masonry	-49	922
Superior	-88	883

Urbandale, IA Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claims Free	-127	844
One Claim	+77	1,048
Two Claims	+126	1,097

Urbandale, IA Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($)	Senior Discount ($)	Premiums After Discount ($)
971	-126	845

Top Discounts for Homeowners Insurance in Urbandale, IA | Back to Top

Discount Element	Discount($)	Premiums After Discount ($)
New Home	-243	728
Home nearby Fire Station	-30	941
Home nearby Police Station	-10	961

[['Stone Coated Steel', 679.7, 291.29999999999995], ['Metal', 776.8, 194.20000000000005], ['Slate or Tile', 825.35, 145.64999999999998], ['Asphalt shingles', 873.9, 97.10000000000002], ['Wood', 'No Discounts', 971.0]]

Urbandale, IA Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof	Discounts in %	Premiums After Discount ($)
Stone Coated Steel	-291	680
Metal	-194	777
Slate or Tile	-146	825
Asphalt shingles	-97	874
Wood	No Discounts	971

Urbandale, IA Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems	Example of Security Systems	Home Security Systems Discounts ($)	Premium After Discount ($)
Deadbolts	Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt	-136	835
Fire extinguishers	Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers	-97	874
Smoke detectors	Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm	-97	874
Sprinkler system	Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems	-97	874
Fire alarm	Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems	-58	912
Burglar alarm system	Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel	-87	883
Lightning protection system	Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System	-29	941

Hip Roof Discounts for Home insurance owners in Urbandale, IA | Back to Top

Average Insurance Premium ($)	Hip Roof Shape Discount (%)	Premium After Discount ($)
971	16	787

Urbandale, IA Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($)	Hail Resistant Roof Discounts ($)	Premium After Discount ($)
971	-30	941

Urbandale, IA Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type	Discount ($)	Premium After Discount ($)
Home + One Car	-78	893
Home + Two Car	-165	806
Home + Three Car	-223	747