8 Ways to Get Discounts on Homeowners Insurance in Vernon, LA

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Fire Resistive Construction Home Insurance Discount in Vernon, LA | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,246
Brick Veneer -63 1,183
Masonry -63 1,183
Superior -113 1,133

Vernon, LA Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -175 1,071
One Claim +99 1,345
Two Claims +174 1,420

Vernon, LA Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,246 -162 1,084

Top Discounts for Homeowners Insurance in Vernon, LA | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -362 884
Home nearby Fire Station -38 1,208
Home nearby Police Station -13 1,233
[['Stone Coated Steel', 872.2, 373.79999999999995], ['Metal', 996.8, 249.20000000000005], ['Slate or Tile', 1059.1, 186.9000000000001], ['Asphalt shingles', 1121.4, 124.59999999999991], ['Wood', 'No Discounts', 1246.0]]

Vernon, LA Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -374 872
Metal -249 997
Slate or Tile -187 1,059
Asphalt shingles -125 1,121
Wood No Discounts 1,246

Vernon, LA Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-112 1,133
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-137 1,109
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-174 1,071
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-87 1,158
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-100 1,146
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-112 1,133
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-25 1,221

Vernon, LA Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,246 -25 1,221

Vernon, LA Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -100 1,146
Home + Two Car -212 1,034
Home + Three Car -299 947

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