Check for homeowners insurance discounts in Vestavia Hills, AL and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 1,281 |
| Brick Veneer | -64 | 1,217 |
| Masonry | -64 | 1,217 |
| Superior | -128 | 1,153 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -166 | 1,115 |
| One Claim | +90 | 1,371 |
| Two Claims | +167 | 1,448 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 1,281 | -167 | 1,114 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -371 | 910 |
| Home nearby Fire Station | -38 | 1,243 |
| Home nearby Police Station | -13 | 1,268 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -384 | 897 |
| Metal | -256 | 1,025 |
| Slate or Tile | -192 | 1,089 |
| Asphalt shingles | -128 | 1,153 |
| Wood | No Discounts | 1,281 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-179 | 1,102 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-102 | 1,179 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-167 | 1,115 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-77 | 1,204 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-64 | 1,217 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-115 | 1,166 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-38 | 1,243 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 1,281 | -38 | 1,243 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -115 | 1,166 |
| Home + Two Car | -218 | 1,063 |
| Home + Three Car | -320 | 961 |