Check for homeowners insurance discounts in Ward County, ND and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 1,176 |
| Brick Veneer | -59 | 1,117 |
| Masonry | -59 | 1,117 |
| Superior | -118 | 1,058 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -142 | 1,034 |
| One Claim | +58 | 1,234 |
| Two Claims | +141 | 1,317 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 1,176 | -153 | 1,023 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -283 | 893 |
| Home nearby Fire Station | -36 | 1,140 |
| Home nearby Police Station | -12 | 1,164 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -353 | 823 |
| Metal | -235 | 941 |
| Slate or Tile | -176 | 1,000 |
| Asphalt shingles | -118 | 1,058 |
| Wood | No Discounts | 1,176 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-129 | 1,046 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-106 | 1,070 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-94 | 1,081 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-71 | 1,105 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-71 | 1,105 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-106 | 1,070 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-35 | 1,140 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 1,176 | -36 | 1,140 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -106 | 1,070 |
| Home + Two Car | -200 | 976 |
| Home + Three Car | -282 | 893 |