9 Ways to Get Discounts on Homeowners Insurance in Wharton County, TX

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Fire Resistive Construction Home Insurance Discount in Wharton County, TX | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,427
Brick Veneer -71 1,356
Masonry -71 1,356
Superior -128 1,299

Wharton County, TX Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -185 1,242
One Claim +72 1,499
Two Claims +186 1,613

Wharton County, TX Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,427 -186 1,241

Top Discounts for Homeowners Insurance in Wharton County, TX | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -285 1,142
Home nearby Fire Station -42 1,385
Home nearby Police Station -14 1,413
[['Stone Coated Steel', 998.9, 428.1], ['Metal', 1141.6, 285.4000000000001], ['Slate or Tile', 1212.95, 214.04999999999995], ['Asphalt shingles', 1284.3, 142.70000000000005], ['Wood', 'No Discounts', 1427.0]]

Wharton County, TX Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -428 999
Metal -285 1,142
Slate or Tile -214 1,213
Asphalt shingles -143 1,284
Wood No Discounts 1,427

Wharton County, TX Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-114 1,313
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-100 1,327
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-114 1,313
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-114 1,313
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-86 1,342
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-128 1,299
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-29 1,399

Hip Roof Discounts for Home insurance owners in Wharton County, TX | Back to Top

Average Insurance Premium ($) Hip Roof Shape Discount (%) Premium After Discount ($)
1,427 16 1,156

Wharton County, TX Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,427 -28 1,399

Wharton County, TX Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -114 1,313
Home + Two Car -228 1,199
Home + Three Car -343 1,085

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