9 Ways to Get Discounts on Homeowners Insurance in Wichita Falls, TX

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Fire Resistive Construction Home Insurance Discount in Wichita Falls, TX | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,360
Brick Veneer -68 1,292
Masonry -68 1,292
Superior -136 1,224

Wichita Falls, TX Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -190 1,170
One Claim +109 1,469
Two Claims +177 1,537

Wichita Falls, TX Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,360 -177 1,183

Top Discounts for Homeowners Insurance in Wichita Falls, TX | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -313 1,047
Home nearby Fire Station -41 1,319
Home nearby Police Station -14 1,346
[['Stone Coated Steel', 952.0, 408.0], ['Metal', 1088.0, 272.0], ['Slate or Tile', 1156.0, 204.0], ['Asphalt shingles', 1224.0, 136.0], ['Wood', 'No Discounts', 1360.0]]

Wichita Falls, TX Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -408 952
Metal -272 1,088
Slate or Tile -204 1,156
Asphalt shingles -136 1,224
Wood No Discounts 1,360

Wichita Falls, TX Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-190 1,170
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-109 1,251
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-136 1,224
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-136 1,224
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-95 1,265
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-122 1,238
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-41 1,319

Hip Roof Discounts for Home insurance owners in Wichita Falls, TX | Back to Top

Average Insurance Premium ($) Hip Roof Shape Discount (%) Premium After Discount ($)
1,360 16 1,102

Wichita Falls, TX Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,360 -41 1,319

Wichita Falls, TX Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -109 1,251
Home + Two Car -231 1,129
Home + Three Car -326 1,034

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