Latest Real Estate & Housing News & Research


In Waterloo, Iowa, Homeowners Can Save up to $920 Based on Their Choice of Deductibles

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By: Ajay kumar Medagani February, 05, 2019

Homeowners save significantly on their annual home insurance expenditure by choosing the appropriate deductible. Gavop’s recent analysis of net savings earned from home insurance plans with higher ($2,500) and lower ($500) deductibles in Waterloo, Iowa shows that homeowners in the city can save as much as $920 by choosing the lower deductible plan.

This citywide calculation is based on a hypothetical claim amount of $1,500. For a $500 deductible, homeowners in Waterloo pay a median yearly premium of $550 and incur a total of $1,050 in yearly expenditure. With ...

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In Bullhead City, Arizona, Home Insurance Rates Differ by as much as $490

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By: Ramu Garuda January.29, 2019

According to a recent Gavop study on home insurance prices in Bullhead City, Arizona,  a typical home in the city is valued at $129,400, the median insurance cost is $740, and the savings between the 25th and 75th percentiles of insurance premiums is $490.

Bullhead City is one of the largest cities in Mohave County of the US state of Arizona. Gavop studied typical home values, median insurance rates, and the home insurance savings between the 25th and 75th percentiles of premiums in the city and eight regions within a 50-mile radius. Typical ...

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In Cibolo, Texas, the Most Reputed Home Insurance Agents are Alex Hartman, Visente Trevin, and Ernesto Zavala

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By: Ajay kumar Medagani January, 22, 2019

In Gavop’s recent survey of home insurance agents in Cibolo, Texas, the most popular agents within a 50-mile radius of the city are employed with The Allstate Corporation, Travelers, State Farm, or Farmers insurance groups. Located closest to the city are agents Alex Hartman, Visente Trevino, and Ernesto Zavala and among the agencies, the reputed Phil Huizar Insurance reports the shortest distance.

In this study, Gavop assesses for popular agents located at various distances from the Cibolo city center. Agent Alex Hartman collaborates with State Farm within a 13-mile radius. Visente (Vince ...

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Home Insurance Buyers in Casas Adobe Can Save up to $1,880 Depending on Their Choice of Deductible

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By: Ramu Garuda January.15, 2019

Gavop’s analysis found that homeowners in Casas Adobes, Arizona, who opt for lower deductible plans of $500 can save as much as $1,880 in total yearly spending compared to those who buy higher deductible plans of $2,500. Gavop considered a hypothetical claim amount of $2,500 to arrive at this finding. Casas Adobe’s citizens pay a median yearly premium of $780 for a plan with a $500 deductible, whereas they pay $660 for a higher deductible of $2,500.

These numbers are significantly different from the statewide values in Arizona ...

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Home Insurance Rates in Muncie, Indiana, Differ by About $250

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By: Ajay kumar Medagani January, 08, 2019

A recent Gavop survey on home insurance rates in Muncie, Indiana reveals that a typical home in the city is valued at $74,000, the median insurance rate is $360, and the savings between the 25th and 75th percentile in insurance premiums is $250.

Muncie, with an estimated population of 70,000 (as of 2016) is located in Delaware County, East Central Indiana. Typical home values in the state range between $44,000 and $170,000. To provide a comprehensive overview of the home insurance market, Gavop examines typical home values, median insurance ...

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In Plymouth, Minnesota, the Most Popular Home Insurance Agents Work for State Farm, Farmers, Allstate, and Travelers

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By: Ramu Garuda January.02, 2019

According to a recent Gavop survey of home insurance agents in Plymouth, Minnesota the most popular home insurance agents located within a 10-mile radius of the city work for The Allstate Corporation, State Farm, Travelers, or Farmer's insurance groups. The agents and agencies working closest to the city center are Cassandra Spear, Derek Mccoy, and North Star Insurance Services at distances of 2.9 miles, 4.8 miles, and 3.4 miles, respectively.

Plymouth, with a population of about 78,000 residents (2016), is one of the largest suburbs in Minnesota. Thus, knowledge ...

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Home Insurance Savings in Pharr, Texas, Vary by as Much as $1,940 Depending on the Choice of Deductibles

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By: Ajay kumar Medagani December. 26, 2018

Gavop analyzed the net savings from home insurance between higher and lower deductible plans in Pharr, Texas using a hypothetical claim amount. The study assumes a higher deductible value of $2,500 and a lower value of $500. The study shows that for an insurance claim of $2,500, homeowners save $1,940 in the total yearly expenditure by choosing the lower deductible insurance plan instead of the higher deductible one. For the lower deductible plan, the median yearly premium paid by citizens is $390 and the total yearly expenditure is $890. For ...

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Appleton Home Insurance Rates Vary by About $460

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By: Ramu Garuda December. 18, 2018

Gavop’s recent study on home insurance prices in Appleton, Wisconsin, shows that the typical home value in the city is $138,800, the median home insurance cost is $710, and the savings between the 25th and 75th percentile of insurance premiums is $460. In comparison, a typical home in the state of Wisconsin costs $169,000, the median home insurance value is $810, and the savings between the 25th and 75th percentile of insurance premiums is $590.

With an estimated population of about 75,000, Appleton is located in the US state of ...

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In Canton, Ohio, the Most Popular Home Insurance Agencies are Parson Insurance, Select 1 Insurance, and TNS Insurance

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By: Ajay kumar Medagani December. 11, 2018

Gavop’s recent study of home insurance agents in Canton, Ohio, ranks the most popular agents within a 50-mile radius of the city. The study shows that the most popular agents work for any of the following insurance providers: The Allstate Corporation, Erie Insurance Group, Farmers Insurance Group, State Farm, Travelers insurance group, and Nationwide Mutual Insurance Company. Some of the most reputable insurance agencies located closest to the city center are Parson Insurance Agency, Inc.; Select 1 Insurance, LLC; TNS Insurance Agency, Inc.; and Lii-Varner Insurance, Inc.

The study maps popular agents ...

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Homeowners in Baytown, Texas, Save a Maximum of $120 Depending on Their Choice of Deductible

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By: Ramu Garuda December. 04, 2018

In a recent analysis, Gavop explores the net savings from home insurance plans with higher ($2,500) and lower ($500) deductibles in Baytown, Texas. The study shows that homeowners in the city can save as much as $120 in total yearly spending by choosing the higher deductible plan. This citywide calculation is based on a hypothetical claim amount of $700. For the lower deductible of $500, homeowners in Baytown pay a median yearly premium of $460 and incur total yearly expenditure of $960. On the other hand, for the higher deductible of $2,500 ...

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Latest Homeowners Insurance Reviews & Ratings

Florida Home Insurance Customer Reviews

Company: Nationwide

Date: February 22, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
They have very good customer service. It is easy to get in contact with and talk with an actual person and they are very helpful when needed.


New York Home Insurance Customer Reviews

Company: Utica National Insurance

Date: February 22, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Website/App
They don't have a mobile app but their website is very comprehensive and has a lot of features including one where you can lodge complaints.


California Home Insurance Customer Reviews

Company: GEICO

Date: February 22, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
They were polite and responsive. I was pleased with the overall tone of the customer service I received. I also received copies of my policies quickly.


Idaho Home Insurance Customer Reviews

Company: Progressive

Date: February 22, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Communication
THEY WERE WILLING TO EXPLAIN ALL THE DIFFERENT WAYS THAT WOULD HELP TO ADD MORE OF A DISCOUNT LIKE ADDING AN ALARM SYSTEM ETC.


Indiana Home Insurance Customer Reviews

Company: Liberty Mutual

Date: February 22, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
This company offered me the cheapest rate for full insurance coverage. I have an independent agent who's job is to compare different company's rates for my individual needs, and this insurance company had the lowest rates while still offering full coverage when compared to others.


Edinburg, TX Home Insurance Customer Reviews

Company: Horace Mann Educators Corporation

Date: February 22, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
Agent is easy to contact with questions or concerns. I have had no issues with the insurance company and their customer service has been great so far!


Rochester, MN Home Insurance Customer Reviews

Company: Ameriprise

Date: February 22, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
Ameriprise offers a decent premium and deductible. To my knowledge, it is not the best as some other companies for the same coverage, however.


Grand Prairie, TX Home Insurance Customer Reviews

Company: Esurance

Date: February 22, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
I feel that my insurance company's policy offerings are probably very similar to other companies, but I was able to save more money by bundling my home with the auto policy I already had.


Lyons, IL Home Insurance Customer Reviews

Company: Grange Insurance

Date: February 22, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
My coverage is better than other companies that i have checked and most items that are "extra" with other insurance companies are included with my policy.


Pasadena, TX Home Insurance Customer Reviews

Company: Farmer's Insurance

Date: February 22, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I use Farmer's insurance for my auto and home needs. I would rate my satisfaction at a 5, extremely satisfied with customer service.