Auto Owners Homeowners Insurance Company Reviews & Ratings

See who are the best homeowners insurance companies rated by customers. Our research shows that homeowners can save as much as 35% on their homeowners insurance by getting quotes from multiple companies. Enter your zip code below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!


Auto Owners Insurance Overall Ratings

Company Customer Service Premium Communications Website/App Policy Offerings
Auto Owners Insurance

Reviews by customers

Website/App

1 Star

4 Reviews

 

3 Star

7 Reviews

 

2 Star

1 Review

 

5 Star

7 Reviews

 

4 Star

5 Reviews

 
Policy Offerings

1 Star

1 Review

 

3 Star

2 Reviews

 

5 Star

22 Reviews

 

4 Star

17 Reviews

 
Communications

3 Star

5 Reviews

 

2 Star

2 Reviews

 

5 Star

13 Reviews

 

4 Star

6 Reviews

 
Premium
Auto Owners Insurance Homeowners Insurance Company Ratings

1 Star

1 Review

 
Auto Owners Insurance Homeowners Insurance Company Ratings

3 Star

10 Reviews

 
Auto Owners Insurance Homeowners Insurance Company Ratings

4 Star

25 Reviews

 
Auto Owners Insurance Homeowners Insurance Company Ratings

5 Star

27 Reviews

 
Customer Service

3 Star

6 Reviews

 

5 Star

36 Reviews

 

4 Star

15 Reviews

 

Auto Owners Insurance Recent Homeowners Insurance Reviews & Ratings | Share Your Review

Date: January 16, 2020    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
I recently just switched to Auto Owners because the agent is local and the premiums are much cheaper than my last insurance company.

Date: January 16, 2020    Age: Above 60    Gender: Female    Marital Status: Unmarried

Premium
I believe the premium is lower, given the same deductible.

Date: January 16, 2020    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
i am satisfied but have never had to file a claim. Thee have been a few mix ups on my providers end that have caused some annoyance that should not have happened




Date: October 16, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
It's not the best customer service, but it's not the worst either. They are always available, but they don't always give you answers.


Date: October 15, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The policy premium is a good value, including our umbrella policy. Our deductible is the same as our previous insurer.


Date: October 15, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
My deductible is comparable with any other insurance company I have check out. The premiums are cheaper.


Date: October 14, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
Our deductible is 1000. It covers out house for double the amount it's worth and that to me is great! It covers the house, and all outside structures as well as vehicles.


Date: October 14, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I have found customer service for home insurance companies to be very helpful guiding me to the choice I need to make based on information I give them.



Date: October 13, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I've had them for years and I have never had any problems.


Date: October 12, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The premium and deductible is average compared to other companies. There may be cheaper options available elsewhere but not where i live.



Date: October 09, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
the only experience has been starting a policy with Auto Owners a month ago. Very cooperative thus far and have cheaper rates than previous. Also opened an auto and Umbrella policy without complication.


Date: September 09, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
We have been with Auto-Owners for 35 years and trust the company. We have experienced great customer service over the years and would recommend this company.


Date: September 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I have been with Auto Owners for all of my insurance needs for many many years.I am extremely satisfied with them. Although I have not had any needs for claim filing, anytime I have contacted by agent about concerns


Date: September 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
My premium is fairly good compared to the amount of high coverage and high value of my coverage items. Every quote that I have gotten from other providers have been at a higher cost.


Date: September 07, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
Auto-Owners offers a good, solid policy along with the ability to add special coverages such as riders for computers, jewelry or even Earthquake coverage.


Date: September 04, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
The premium is comparable to other companies in our area and we choose the standard deductible which I think is $500.00. We have it withdrawn from by our mortgage company and paid directly.



Date: August 12, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Customer Service
Customer Service is very responsive. They answer any question rapidly. They are always ready to explain and change amounts of coverage and deductibles.


Date: August 11, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Premium
The deductible was reasonable for the amount of coverage and premium cost. The cost compare well with other companies in the area.


Date: July 23, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
They offer everything I have needed in home insurance, with personal assistance a high priority. If there's anything else I need, I don't know about it.


Date: July 23, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I have not had to contact the home insurance company's customer service department for any reason.


Date: July 22, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I am adequately satisfied with the premium and deductible of my policy compared to other home insurance policies for same coverage. I have researched other alternatives and found these rates to be the most competitive.


Date: July 20, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I think my current policy offers equivalent options and coverage. There are bundle options available as with any company, the more you insure with the company the better rate they can provide you.


Date: July 19, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Initially, I thought my premium was a tad on the high side. However, my wife explained the difference our plan and the amount of coverage we receive.I feel more comfortable for the amount I am playing


Date: July 18, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I believe the premium and deductible I presently have with my insurance company is on an average with others I have seen for the same coverage.


Date: July 17, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Compared to other home insurance policies for the same coverage the premium is more expensive than other policies for the same coverage but the deductible is the same.


Date: July 16, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Auto Owner's has been an extremely flexible company. There was an instance where I requested to push a payment forward due to a shortage of money.I was extremely grateful.


Date: July 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Local agent is who the family has used for years so haven't really shopped around anyone else.


Date: July 11, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
The premium is very reasonable. The deductible is the normal deductible that other home insurance companies offered.


Date: July 11, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
We contact our local agent any time we need assistance. Had a claim about 4 years ago, started with the local agent who got the ball rolling with parent company.


Date: July 05, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
We switched from State Farm to Auto Owners and have better coverage on all our vehicles, home boat and personal items. I am very satisfied with our home owners insurance currently.


Date: July 04, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Policy Offerings
I have not done any recent comparative shopping. However, at last glance I find my homeowner's insurance to be comparable to for my living arrangements and location.


Date: July 02, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
We have yet to have to use our home owners insurance. Our experience with our insurance has only been through our agent to date.


Date: June 17, 2019    Age: Above 60    Gender: Married    Marital Status: Female

Premium
The deductible and premium are a bit lower for better coverage. This is one reason for switching from State Farm to Auto-Owners.



Date: June 08, 2019    Age: Above 60    Gender: Married    Marital Status: Male

Premium
Our premium is in line with other on line quotes we have received as well as the deductible. We are completely satisfied with auto owners.


Date: June 02, 2019    Age: Above 60    Gender: Married    Marital Status: Male

Customer Service
we are satisfied with our insurance company they always contact at us at the start of the year to see if any changes are required to our policy and we have made any changes to our home.



Date: April 16, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
We are proudly serving 1000+ clients with solutions for Self-Storage Tenant Protection and Property and Casualty Insurance.We are more than just an insurance agency.


Date: April 13, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
I actually couldn't ask for a better premium, which is very manageable. I was able to pick my deductible based on my needs and what I could afford. Compared to the other policies.


Date: April 11, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
I believe my insurance companies stacks up pretty well against its competitors. It is a medium-sized company that enables them to be price competitive.


Date: April 08, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I have never had any outside with my homeowner's insurance so I would have to rates it a 5.


Date: April 07, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Policy Offerings
I went through a local agent who deals with several companies. He was able to get the best rates and coverage that was available for my circumstances. I'm very happy with my policy at this time.


Date: April 05, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
My homeowner' policy provides for rental on the event of a loss and prayers a flat rate for contents. I really don't have anything you compare it to


Date: April 01, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
To be honest, my wife handles our insurance purchases. However, as it was explained to me, our rate for what our policy cover can change over time due to the marketplace and other discounts.


Date: March 28, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I am very satisfied with my insurance carrier. Their customer service is on point every time I call or make an inquiry. Plus, the rates I am paying for my service are great.


Date: March 26, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
BUSINESS INSURANCE POLICY COME IN MANY FORMS TO COVER MANY NEEDS. AND IT WILL BE COVER THE MOST OF THE AREA IT WILL BE SUPPORTED.


Date: March 17, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
IT WILL BE HELPFUL TO PROVIDE THE MOST GOOD OFFERS FOR THE FUTURE CARRIER . THEN IT WILL SUPPORT THE MOST OF THE PEOPLE FOR REACH OR POOR .


Date: March 16, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
On The Move Insurance Agency was founded to provide Self-Storage operators with industry specific insurance products


Date: March 09, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
MOST OF THE INSURANCE COMPANY WILL BE EXPLAIN THE POLICY WITH CLEAR DETAIL.SO MOST OF THE CUSTOMER WILL BE UNDERSTAND THE POLICY DETAILS.


Date: February 21, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Communication
There really isn't anything that i dislike about the communication. I sometimes get flyers in the mail about other coverage and that can be annoying, I hate junk mail, but other than that, the communication has been good.


Date: February 13, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I am satisfied with our company. We have not had any issues. I would be willing to consider looking at other companies if they were able to save us a good amount of money.


Date: February 13, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
The premium is the lowest I have seen and they have deductibles in dollar amounts not percentages like a lot of companies have gone to.


Date: February 13, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
i think that the company I have is pretty comparable, I haven't had to make a claim, thankfully, so I don't have to worry about that part of the company yet.


Date: February 12, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I am currently insured with Auto Owners Insurance and have had nothing but GREAT experiences with them. I would give them rating of 5. The customer service reps are very knowledgeable and helpful.


Date: February 12, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
Auto Owners offers great coverage for an affordable price. They have my ring scheduled on my policy, so if it is lost or stolen, I will be compensated.


Date: February 11, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I actually am unaware of the other company cost. Our broker found this policy for us, so we were not the ones that actually did the shopping. Honestly, I think that what we do pay is a reasonable amount though but I am still open to other saving options.


Date: February 11, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
My only customer service experience with Auto Owners has been with my agent. I have had no claims. Agent has always promptly answered any questions I might have. Auto Owners website allows me to download and print any policy documents I might need.


Date: February 11, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I have had just a few dealings with Auto Owners for purposes of home owners Insurance. All have been very positive. They were very friendly, knowledgeable and professional.


Date: February 11, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
I do think that the premium is a little high, but I like that it comes out of my house payment, so I don't have an additional payment to worry about.


Date: February 10, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
I have sewer, fire, basic coverage except I also included my sump pump in case of a flood or if it malfunctions


Date: February 09, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
We have been with several different companies over a 25 year period. So far Auto Owners has had the best pricing for us. We use escrow in our mortgage, which make it very convenient.


Date: February 07, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
I think that my company if very comparable with other home owners insurance companies. They offer all of the basics and have a large variety of services (add ons)


Date: January 10, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I have my agent review from time to time my policy and see if I could save money. Auto owners provides a good policy.


Date: January 08, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
From time to time I have my agent compare policies to make sure I am getting the best deal. auto-owners have always been competitive.


Date: January 01, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I have not looked at other companies premims and deductibles in over 2 years, I am more than sure companies have changed and adapted their policies and prices in that time being. Why fix whats not broken though.


Date: December 31, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
My experience with adt is overall very well for home insurance. I would give them a 4, they are very good with keeping you updated on what your policy is, they also have very good equipment that has kept my home feeling extremely safe. The only thing I would have to say they can work on is pricing options.


Date: December 28, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I feel for the money we spend on our home insurance to have alarms and locks on all doors and windows that we get great service. The only thing I would suggest looking into is camara system for the customers at an affordable rate.


Date: December 25, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I have rarely needed to contact customer service. The last time I did was years ago when I had a claim. They were fine.


Date: November 24, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I would probably rate my home insurance company with a 4. I would give them a 5 but i'm not sure if I am getting the best rate for my coverage. I have not shopped around but am considering it after using them for the past 2 years.


Date: November 23, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
I would rate a 4 again. I am not sure about other policies that are offered and how much premium and deductibles are, but I think I will try and find out.


Date: November 21, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I would have to rate a 4 again. I am not sure about what my policy offers compared with others. I also don't know how much my premium is as relation to others in the market. It would be nice to have a place where you can easily compare rates.


Date: November 12, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Premium
I recently had a comparison and I was pleased that they were right in line with the other insurance offer. So I am sticking with them.


Date: November 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
When I had a claim, they worked quickly to let me know I was covered. The damage was fixed quickly and they paid the contractor right away.


Date: November 11, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Communication
I only communicate very rarely. The only time it was really personal was when I filed my claim. I was satisfied.


Date: November 06, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
I like having someone locally whom I can get ahold of easily without having to go through a giant rigamarole with numerical selections over the phone. It tends to make the solving of problems a bit easier. Also, if I need to change my homeowners policy (or buy or sell a vehicle, for example), I can stop right into their office and take care of everything right away.


Date: November 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I think I pay less than anyone I know that has a different company. The rates have stayed almost the same for over 20 years.


Date: November 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I have only had one claim in the last 10 years probably and it went smoothly. The adjuster was good and I got money quickly.


Date: November 03, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
My local insurance company analyzes my premium every year and moved me to the company with the best premium and cost. I end up switching providers a fair bit, but it's worth it because I save money in the end.


Date: October 31, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
My local insurance provider and the company have consistently made errors in processing my payments, and I've had to call them numerous time after they accidentally sent me cancelation noticed. I had to do this to give them information on checks I had already written weeks before--checks that had already been withdrawn from bank account. That is a bit irritating.


Date: October 29, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I am covered for a number of things: primary dwelling, attached garage, external garage, theft, worker injury, fire, flooding, damage from falling trees, art collection housed in residence.


Date: October 27, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
I only used the website once. I was able to find what I needed quickly but I didn't search around much. I usually call my agent if I have a question or need information.


Date: October 26, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
I am not aware that the company has a mobile app and I haven't gone to it's website. I think they are not very tech savvy.


Date: October 25, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
fire, tornado damage, storm damage, accidents, glass breakage, contents are covered for theft or accidental damage. Our shed is also covered.


Date: October 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I have my structure or dwelling covered as well as items within the house covered. I believe I have a fairly good policy that covers liability as well.


Date: October 15, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
Auto owners had the least expensive rates if I bundled my car with my house insurance. I think the other companies were substantially more expensive.


Date: October 05, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
Our home and our belongings are covered, as well as some medical coverage. It also covers if we have to rent a place if our home is unlivable for whatever reason.


Date: October 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
They're very easy to talk to, very personable. Whenever I've called they answer right away, take care of whatever I ask about right away, give me answers, don't keep me on hold. They're there when I need them.


Date: September 29, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Coverages include dwelling, other structures, personal property, personal liability, medical payments and additional expenses.


Date: September 28, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
Fire-Insurance, weather-related incidents, and personal liabilities that include anyone hurt on the property. Damages done to property also included.


Date: September 28, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
We have not filed a claim nor have we had any billing issues to resolve with the company. Therefore, we have little experience on which to base a value judgment about the communication with the company. We don't expect much in the way of communication in the absence of such issues.


Date: September 27, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
The customer service I've experienced is mostly at the local agency level, and it's been great. They treat you like a person and always do what they say they will.


Date: September 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
We changed our policy to Auto-Owners about three years ago, since it was a great deal cheaper than the other company and actually covered more. When we recently bundled it with our auto coverage, it went down another $100. Coverage is the same or better than other companies we checked with, especially when bundled, plus we have an actual agent to help us.


Date: September 22, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The premium for my policy is about thirty percent lower than any quote that I received from any other company. Nobody could even come close.


Date: September 21, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I honestly have little to no communication with them other than renewing my policy every year. I do not get mailers or emails from them


Date: September 20, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
the house is covered. the property inside is covered. I am covered for rent if I can't use it while being repaired. I am covered if someone gets injured on my property.


Date: September 20, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I have sewer, fire, basic coverage except I also included my sump pump in case of a flood or if it malfunctions


Date: September 19, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
I was provided a number for a direct line to one of the customer service reps I enjoyed the most. Each time I call I have a pleasurable experience. She is friendly, responsive, and readily available and answers all of my questions thoroughly.