Car Insurance Rate in Ontario, CA, as Cheap as $919
By: Gokul Menon October, 14, 2019
Ontario is located to the east of Los Angeles in California. The average cost of insurance in California has gone up over the years, from an average rate of $750 in 2010 to over $1750 in 2013. Car owners can be relieved about the fact that the average car insurance rates in Ontario is much lesser than the state average of $1800. Gavop’s analysis found that Ontario has an average car insurance rate of $1448 for a city with a population of just over 175,000.
In comparison, the average cost of car insurance in Ontario is lower than some of the major cities of California. It is over $2000 in Los Angeles, while it is close to the $1700 mark in Sacramento, and San Francisco. The average cost of car insurance in San Diego is $1330, which is lower than that of Ontario. The range of insuring one’s car in Ontario is from $919 to $2255.
The cost of insuring one’s car in Ontario is dependent on multiple factors. The factors that affect the cost of car insurance include age and gender, to the make and model of the car. The driving record of the car owner also affects the cost of insuring one’s car.
As mentioned above, age and gender has a significant impact on the cost of car insurance. For instance, a teenager in Ontario will have to pay anywhere between $3142 and $3156 on car insurance. Inexperience is one reason why teenagers have to shell out more on car insurance than other demographics in the city. Married women can get their cars insured for as low as $1361, while married men will have to spend an average of at least $1752 on the same. The difference is similar to most cities in the U.S, where married women are considered to be safer drivers than men.
The cost of insuring multiple cars in Ontario is also less when compared to other major cities of California. Insuring two cars would cost around $2752, while insuring three cars would cost $4200. Paying a higher deductible, in most cases helps in improving savings. Insuring a Nissan Sentra SL, Volvo XC90 3.2 or a Toyota Sequoia Platinum with a higher deductible plan would help amass a considerable amount of savings.
If one owns a Mazda or Nissan, car insurance can be pretty cheap in Ontario. The cost goes up, as the car gets more expensive. This is because the cost of car insurance is directly proportional to the rate of auto thefts in one’s street and city. It is reported that the state of California is a hotspot when it comes to auto theft. Five cities from California have made it to the list of Top Ten American cities with the highest per capita auto theft.
It is clear from the above mentioned rates that car insurance in Ontario is dependent on numerous factors. Car owners need to compare insurance rates and make an informed decision based on research. Striking a balance between cost and requirements is essential in making car insurance effective. By comparing rates and reviews, car owners in Ontario can save up to $580 on car insurance.
ABOUT THE AUTHOR
Gokul Menon
Gokul works as a writer at Gavop. He holds an M.A. in Comparative Literature from the University of Hyderabad and a Bachelor’s in English from Madras Christian College. He has been a part of a couple of theatre groups, like Masquerade Youth Theatre and Theatre No. 59 and enjoyed being a part of Literary and Debating circles in Chennai. Gokul is an avid reader and has presented a few academic papers. He spends more time on Goodreads, than on any other social media platform.
