8 Ways to Get Discounts on Homeowners Insurance in Calloway County, KY

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Fire Resistive Construction Home Insurance Discount in Calloway County, KY | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 870
Brick Veneer -43 827
Masonry -43 827
Superior -78 792

Calloway County, KY Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -113 757
One Claim +61 931
Two Claims +105 975

Calloway County, KY Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
870 -113 757

Top Discounts for Homeowners Insurance in Calloway County, KY | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -217 653
Home nearby Fire Station -26 844
Home nearby Police Station -9 861
[['Stone Coated Steel', 609.0, 261.0], ['Metal', 696.0, 174.0], ['Slate or Tile', 739.5, 130.5], ['Asphalt shingles', 783.0, 87.0], ['Wood', 'No Discounts', 870.0]]

Calloway County, KY Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -261 609
Metal -174 696
Slate or Tile -131 740
Asphalt shingles -87 783
Wood No Discounts 870

Calloway County, KY Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-96 774
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-61 809
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-96 774
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-113 757
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-61 809
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-78 792
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-17 853

Calloway County, KY Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
870 -17 853

Calloway County, KY Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -70 800
Home + Two Car -148 722
Home + Three Car -209 661

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